Pandas Profiling Report

Dataset statistics

Number of variables	120
Number of observations	1860764
Missing cells	76023322
Missing cells (%)	34.0%
Total size in memory	1.8 GiB
Average record size in memory	1.0 KiB

Variable types

Numeric	92
Categorical	27
DateTime	1

Alerts

`int_rate` has a high cardinality: 684 distinct values	High cardinality
`emp_title` has a high cardinality: 456736 distinct values	High cardinality
`title` has a high cardinality: 61685 distinct values	High cardinality
`zip_code` has a high cardinality: 949 distinct values	High cardinality
`addr_state` has a high cardinality: 51 distinct values	High cardinality
`earliest_cr_line` has a high cardinality: 763 distinct values	High cardinality
`last_credit_pull_d` has a high cardinality: 158 distinct values	High cardinality
`sec_app_earliest_cr_line` has a high cardinality: 638 distinct values	High cardinality
`title` is highly imbalanced (78.2%)	Imbalance
`application_type` is highly imbalanced (77.0%)	Imbalance
`hardship_flag` is highly imbalanced (99.0%)	Imbalance
`hardship_type` is highly imbalanced (56.1%)	Imbalance
`debt_settlement_flag` is highly imbalanced (81.8%)	Imbalance
`emp_title` has 131528 (7.1%) missing values	Missing
`emp_length` has 117260 (6.3%) missing values	Missing
`title` has 21406 (1.2%) missing values	Missing
`mths_since_last_delinq` has 945315 (50.8%) missing values	Missing
`mths_since_last_record` has 1552139 (83.4%) missing values	Missing
`next_pymnt_d` has 1860331 (> 99.9%) missing values	Missing
`mths_since_last_major_derog` has 1374714 (73.9%) missing values	Missing
`annual_inc_joint` has 1791229 (96.3%) missing values	Missing
`dti_joint` has 1791232 (96.3%) missing values	Missing
`verification_status_joint` has 1793425 (96.4%) missing values	Missing
`tot_coll_amt` has 67527 (3.6%) missing values	Missing
`tot_cur_bal` has 67527 (3.6%) missing values	Missing
`open_acc_6m` has 846444 (45.5%) missing values	Missing
`open_act_il` has 846443 (45.5%) missing values	Missing
`open_il_12m` has 846443 (45.5%) missing values	Missing
`open_il_24m` has 846443 (45.5%) missing values	Missing
`mths_since_rcnt_il` has 875459 (47.0%) missing values	Missing
`total_bal_il` has 846443 (45.5%) missing values	Missing
`il_util` has 988570 (53.1%) missing values	Missing
`open_rv_12m` has 846443 (45.5%) missing values	Missing
`open_rv_24m` has 846443 (45.5%) missing values	Missing
`max_bal_bc` has 846443 (45.5%) missing values	Missing
`all_util` has 846582 (45.5%) missing values	Missing
`total_rev_hi_lim` has 67527 (3.6%) missing values	Missing
`inq_fi` has 846443 (45.5%) missing values	Missing
`total_cu_tl` has 846444 (45.5%) missing values	Missing
`inq_last_12m` has 846444 (45.5%) missing values	Missing
`acc_open_past_24mths` has 47281 (2.5%) missing values	Missing
`avg_cur_bal` has 67572 (3.6%) missing values	Missing
`bc_open_to_buy` has 67751 (3.6%) missing values	Missing
`bc_util` has 68766 (3.7%) missing values	Missing
`mo_sin_old_il_acct` has 121143 (6.5%) missing values	Missing
`mo_sin_old_rev_tl_op` has 67528 (3.6%) missing values	Missing
`mo_sin_rcnt_rev_tl_op` has 67528 (3.6%) missing values	Missing
`mo_sin_rcnt_tl` has 67527 (3.6%) missing values	Missing
`mort_acc` has 47281 (2.5%) missing values	Missing
`mths_since_recent_bc` has 66456 (3.6%) missing values	Missing
`mths_since_recent_bc_dlq` has 1424835 (76.6%) missing values	Missing
`mths_since_recent_inq` has 231502 (12.4%) missing values	Missing
`mths_since_recent_revol_delinq` has 1242944 (66.8%) missing values	Missing
`num_accts_ever_120_pd` has 67527 (3.6%) missing values	Missing
`num_actv_bc_tl` has 67527 (3.6%) missing values	Missing
`num_actv_rev_tl` has 67527 (3.6%) missing values	Missing
`num_bc_sats` has 55841 (3.0%) missing values	Missing
`num_bc_tl` has 67527 (3.6%) missing values	Missing
`num_il_tl` has 67527 (3.6%) missing values	Missing
`num_op_rev_tl` has 67527 (3.6%) missing values	Missing
`num_rev_accts` has 67528 (3.6%) missing values	Missing
`num_rev_tl_bal_gt_0` has 67527 (3.6%) missing values	Missing
`num_sats` has 55841 (3.0%) missing values	Missing
`num_tl_120dpd_2m` has 135637 (7.3%) missing values	Missing
`num_tl_30dpd` has 67527 (3.6%) missing values	Missing
`num_tl_90g_dpd_24m` has 67527 (3.6%) missing values	Missing
`num_tl_op_past_12m` has 67527 (3.6%) missing values	Missing
`pct_tl_nvr_dlq` has 67681 (3.6%) missing values	Missing
`percent_bc_gt_75` has 68191 (3.7%) missing values	Missing
`tot_hi_cred_lim` has 67527 (3.6%) missing values	Missing
`total_bal_ex_mort` has 47281 (2.5%) missing values	Missing
`total_bc_limit` has 47281 (2.5%) missing values	Missing
`total_il_high_credit_limit` has 67527 (3.6%) missing values	Missing
`revol_bal_joint` has 1802095 (96.8%) missing values	Missing
`sec_app_fico_range_low` has 1802094 (96.8%) missing values	Missing
`sec_app_fico_range_high` has 1802094 (96.8%) missing values	Missing
`sec_app_earliest_cr_line` has 1802094 (96.8%) missing values	Missing
`sec_app_inq_last_6mths` has 1802094 (96.8%) missing values	Missing
`sec_app_mort_acc` has 1802094 (96.8%) missing values	Missing
`sec_app_open_acc` has 1802094 (96.8%) missing values	Missing
`sec_app_revol_util` has 1803076 (96.9%) missing values	Missing
`sec_app_open_act_il` has 1802094 (96.8%) missing values	Missing
`sec_app_num_rev_accts` has 1802094 (96.8%) missing values	Missing
`sec_app_chargeoff_within_12_mths` has 1802094 (96.8%) missing values	Missing
`sec_app_collections_12_mths_ex_med` has 1802094 (96.8%) missing values	Missing
`hardship_type` has 1848057 (99.3%) missing values	Missing
`hardship_reason` has 1848056 (99.3%) missing values	Missing
`hardship_status` has 1848057 (99.3%) missing values	Missing
`deferral_term` has 1848057 (99.3%) missing values	Missing
`hardship_amount` has 1838650 (98.8%) missing values	Missing
`hardship_start_date` has 1848057 (99.3%) missing values	Missing
`hardship_end_date` has 1848057 (99.3%) missing values	Missing
`payment_plan_start_date` has 1848057 (99.3%) missing values	Missing
`hardship_length` has 1848057 (99.3%) missing values	Missing
`hardship_dpd` has 1848057 (99.3%) missing values	Missing
`hardship_loan_status` has 1848068 (99.3%) missing values	Missing
`orig_projected_additional_accrued_interest` has 1841486 (99.0%) missing values	Missing
`hardship_payoff_balance_amount` has 1838650 (98.8%) missing values	Missing
`hardship_last_payment_amount` has 1838650 (98.8%) missing values	Missing
`annual_inc` is highly skewed (γ1 = 521.6860298)	Skewed
`dti` is highly skewed (γ1 = 29.66055995)	Skewed
`annual_inc_joint` is highly skewed (γ1 = 21.21890058)	Skewed
`acc_now_delinq` is highly skewed (γ1 = 21.76921297)	Skewed
`tot_coll_amt` is highly skewed (γ1 = 778.2900224)	Skewed
`total_rev_hi_lim` is highly skewed (γ1 = 38.76993061)	Skewed
`delinq_amnt` is highly skewed (γ1 = 96.64892152)	Skewed
`num_tl_120dpd_2m` is highly skewed (γ1 = 47.16139638)	Skewed
`num_tl_30dpd` is highly skewed (γ1 = 21.67442665)	Skewed
`tax_liens` is highly skewed (γ1 = 33.06942152)	Skewed
`delinq_2yrs` has 1508234 (81.1%) zeros	Zeros
`inq_last_6mths` has 1100425 (59.1%) zeros	Zeros
`pub_rec` has 1552809 (83.5%) zeros	Zeros
`collections_12_mths_ex_med` has 1830317 (98.4%) zeros	Zeros
`acc_now_delinq` has 1852801 (99.6%) zeros	Zeros
`tot_coll_amt` has 1517329 (81.5%) zeros	Zeros
`open_acc_6m` has 431679 (23.2%) zeros	Zeros
`open_act_il` has 116519 (6.3%) zeros	Zeros
`open_il_12m` has 522571 (28.1%) zeros	Zeros
`open_il_24m` has 250623 (13.5%) zeros	Zeros
`total_bal_il` has 111139 (6.0%) zeros	Zeros
`open_rv_12m` has 353162 (19.0%) zeros	Zeros
`open_rv_24m` has 149809 (8.1%) zeros	Zeros
`max_bal_bc` has 27606 (1.5%) zeros	Zeros
`inq_fi` has 487467 (26.2%) zeros	Zeros
`total_cu_tl` has 535499 (28.8%) zeros	Zeros
`inq_last_12m` has 263785 (14.2%) zeros	Zeros
`acc_open_past_24mths` has 74489 (4.0%) zeros	Zeros
`bc_open_to_buy` has 27132 (1.5%) zeros	Zeros
`bc_util` has 23449 (1.3%) zeros	Zeros
`chargeoff_within_12_mths` has 1846057 (99.2%) zeros	Zeros
`delinq_amnt` has 1854345 (99.7%) zeros	Zeros
`mo_sin_rcnt_rev_tl_op` has 28167 (1.5%) zeros	Zeros
`mo_sin_rcnt_tl` has 29156 (1.6%) zeros	Zeros
`mort_acc` has 748158 (40.2%) zeros	Zeros
`mths_since_recent_inq` has 144935 (7.8%) zeros	Zeros
`num_accts_ever_120_pd` has 1373922 (73.8%) zeros	Zeros
`num_actv_bc_tl` has 41482 (2.2%) zeros	Zeros
`num_bc_sats` has 19402 (1.0%) zeros	Zeros
`num_il_tl` has 53736 (2.9%) zeros	Zeros
`num_tl_120dpd_2m` has 1723948 (92.6%) zeros	Zeros
`num_tl_30dpd` has 1788004 (96.1%) zeros	Zeros
`num_tl_90g_dpd_24m` has 1694150 (91.0%) zeros	Zeros
`num_tl_op_past_12m` has 315076 (16.9%) zeros	Zeros
`percent_bc_gt_75` has 478780 (25.7%) zeros	Zeros
`pub_rec_bankruptcies` has 1629217 (87.6%) zeros	Zeros
`tax_liens` has 1804142 (97.0%) zeros	Zeros
`total_bc_limit` has 20910 (1.1%) zeros	Zeros
`total_il_high_credit_limit` has 214223 (11.5%) zeros	Zeros
`sec_app_inq_last_6mths` has 33743 (1.8%) zeros	Zeros
`sec_app_mort_acc` has 22120 (1.2%) zeros	Zeros
`sec_app_chargeoff_within_12_mths` has 57076 (3.1%) zeros	Zeros
`sec_app_collections_12_mths_ex_med` has 55186 (3.0%) zeros	Zeros
`target` has 1727014 (92.8%) zeros	Zeros

Reproduction

Analysis started	2023-05-09 17:14:07.685988
Analysis finished	2023-05-09 17:16:09.660390
Duration	2 minutes and 1.97 second
Software version	ydata-profiling vv4.1.2
Download configuration	config.json

loan_amnt
Real number (ℝ)

Distinct	1568
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	14588.6461

Minimum	500
Maximum	40000
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	500
5-th percentile	3025
Q1	7950
median	12000
Q3	20000
95-th percentile	35000
Maximum	40000
Range	39500
Interquartile range (IQR)	12050

Descriptive statistics

Standard deviation	8970.802132
Coefficient of variation (CV)	0.6149167009
Kurtosis	-0.06006881421
Mean	14588.6461
Median Absolute Deviation (MAD)	6000
Skewness	0.8005137187
Sum	2.714602748 × 10¹⁰
Variance	80475290.88
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10000	145253	7.8%
20000	100493	5.4%
12000	98949	5.3%
15000	97788	5.3%
5000	70248	3.8%
35000	69115	3.7%
8000	64917	3.5%
6000	61955	3.3%
16000	51959	2.8%
25000	50006	2.7%
Other values (1558)	1050081	56.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
500	5	< 0.1%
700	1	< 0.1%
725	1	< 0.1%
750	1	< 0.1%
800	1	< 0.1%

Value	Count	Frequency (%)
40000	18477	1.0%
39975	11	< 0.1%
39950	5	< 0.1%
39925	6	< 0.1%
39900	14	< 0.1%

term
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	14.2 MiB

36 months	1393606
60 months	467158

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	36 months
2nd row	60 months
3rd row	36 months
4th row	36 months
5th row	60 months

Common Values

Value	Count	Frequency (%)
36 months	1393606	74.9%
60 months	467158	25.1%

Common Values (Plot)

int_rate
Categorical

Distinct	684
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	14.2 MiB

11.99%	42794
10.99%	42601
5.32%	41815
13.99%	38503
11.49%	30640
Other values (679)	1664411

Overview
Categories

Unique

Unique	20 ?
Unique (%)	< 0.1%

Sample

1st row	10.65%
2nd row	15.27%
3rd row	15.96%
4th row	13.49%
5th row	12.69%

Common Values

Value	Count	Frequency (%)
11.99%	42794	2.3%
10.99%	42601	2.3%
5.32%	41815	2.2%
13.99%	38503	2.1%
11.49%	30640	1.6%
16.99%	28509	1.5%
12.99%	28413	1.5%
7.89%	27518	1.5%
9.17%	27105	1.5%
15.61%	24548	1.3%
Other values (674)	1528318	82.1%

installment
Real number (ℝ)

Distinct	90813
Distinct (%)	4.9%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	440.268859

Minimum	4.93
Maximum	1719.83
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	4.93
5-th percentile	106.72
Q1	246.99
median	373.63
Q3	584.96
95-th percentile	981.45
Maximum	1719.83
Range	1714.9
Interquartile range (IQR)	337.97

Descriptive statistics

Standard deviation	266.9215714
Coefficient of variation (CV)	0.6062694783
Kurtosis	0.7395860093
Mean	440.268859
Median Absolute Deviation (MAD)	157.52
Skewness	1.018494265
Sum	819236443.1
Variance	71247.12529
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
301.15	3875	0.2%
332.1	3417	0.2%
327.34	3345	0.2%
361.38	3159	0.2%
451.73	2749	0.1%
602.3	2748	0.1%
329.72	2600	0.1%
318.79	2302	0.1%
392.81	2213	0.1%
312.86	2193	0.1%
Other values (90803)	1832163	98.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
4.93	1	< 0.1%
7.61	1	< 0.1%
14.01	1	< 0.1%
14.77	1	< 0.1%
15.69	1	< 0.1%

Value	Count	Frequency (%)
1719.83	2	< 0.1%
1717.63	1	< 0.1%
1715.42	2	< 0.1%
1714.54	5	< 0.1%
1691.28	2	< 0.1%

sub_grade
Categorical

Distinct	35
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	14.2 MiB

C1	118968
B5	116612
B4	115840
B3	109932
C2	108132
Other values (30)	1291280

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	B2
2nd row	C4
3rd row	C5
4th row	C1
5th row	B5

Common Values

Value	Count	Frequency (%)
C1	118968	6.4%
B5	116612	6.3%
B4	115840	6.2%
B3	109932	5.9%
C2	108132	5.8%
C3	103591	5.6%
C4	102762	5.5%
B2	102227	5.5%
B1	102110	5.5%
C5	94812	5.1%
Other values (25)	785778	42.2%

emp_title
Categorical

HIGH CARDINALITY MISSING

Distinct	456736
Distinct (%)	26.4%
Missing	131528
Missing (%)	7.1%
Memory size	14.2 MiB

Teacher	30764
Manager	27964
Owner	15911
Registered Nurse	12596
RN	12100
Other values (456731)	1629901

Overview
Categories

Unique

Unique	352416 ?
Unique (%)	20.4%

Sample

1st row	Ryder
2nd row	AIR RESOURCES BOARD
3rd row	University Medical Group
4th row	Veolia Transportaton
5th row	Southern Star Photography

Common Values

Value	Count	Frequency (%)
Teacher	30764	1.7%
Manager	27964	1.5%
Owner	15911	0.9%
Registered Nurse	12596	0.7%
RN	12100	0.7%
Driver	11684	0.6%
Supervisor	11669	0.6%
Sales	10617	0.6%
Project Manager	8968	0.5%
Office Manager	7840	0.4%
Other values (456726)	1579123	84.9%
(Missing)	131528	7.1%

emp_length
Categorical

Distinct	11
Distinct (%)	< 0.1%
Missing	117260
Missing (%)	6.3%
Memory size	14.2 MiB

10+ years	611462
2 years	168545
< 1 year	153732
3 years	149311
1 year	122964
Other values (6)	537490

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	10+ years
2nd row	< 1 year
3rd row	10+ years
4th row	10+ years
5th row	1 year

Common Values

Value	Count	Frequency (%)
10+ years	611462	32.9%
2 years	168545	9.1%
< 1 year	153732	8.3%
3 years	149311	8.0%
1 year	122964	6.6%
5 years	115894	6.2%
4 years	112236	6.0%
6 years	85369	4.6%
8 years	78659	4.2%
7 years	78153	4.2%
(Missing)	117260	6.3%

home_ownership
Categorical

Distinct	6
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	14.2 MiB

MORTGAGE	918219
RENT	735538
OWN	205639
ANY	1175
OTHER	144

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	RENT
2nd row	RENT
3rd row	RENT
4th row	RENT
5th row	RENT

Common Values

Value	Count	Frequency (%)
MORTGAGE	918219	49.3%
RENT	735538	39.5%
OWN	205639	11.1%
ANY	1175	0.1%
OTHER	144	< 0.1%
NONE	49	< 0.1%

Common Values (Plot)

annual_inc
Real number (ℝ)

Distinct	79183
Distinct (%)	4.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	77369.17772

Minimum	0
Maximum	110000000
Zeros	1086
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	28000
Q1	46000
median	65000
Q3	92000
95-th percentile	160000
Maximum	110000000
Range	110000000
Interquartile range (IQR)	46000

Descriptive statistics

Standard deviation	117810.3353
Coefficient of variation (CV)	1.522703728
Kurtosis	446391.3341
Mean	77369.17772
Median Absolute Deviation (MAD)	21750.5
Skewness	521.6860298
Sum	1.439657806 × 10¹¹
Variance	1.387927511 × 10¹⁰
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
60000.0	71737	3.9%
50000.0	62970	3.4%
65000.0	53649	2.9%
70000.0	51041	2.7%
40000.0	49063	2.6%
80000.0	48859	2.6%
75000.0	47972	2.6%
45000.0	45306	2.4%
55000.0	42838	2.3%
100000.0	38049	2.0%
Other values (79173)	1349280	72.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0.0	1086	0.1%
1.0	23	< 0.1%
2.0	1	< 0.1%
3.0	1	< 0.1%
10.0	4	< 0.1%

Value	Count	Frequency (%)
110000000.0	1	< 0.1%
61000000.0	1	< 0.1%
10999200.0	1	< 0.1%
9573072.0	1	< 0.1%
9550000.0	1	< 0.1%

verification_status
Categorical

Distinct	3
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	14.2 MiB

Source Verified	734249
Not Verified	588491
Verified	538024

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Verified
2nd row	Source Verified
3rd row	Not Verified
4th row	Source Verified
5th row	Source Verified

Common Values

Value	Count	Frequency (%)
Source Verified	734249	39.5%
Not Verified	588491	31.6%
Verified	538024	28.9%

Common Values (Plot)

issue_d
Date

Distinct	160
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	14.2 MiB

Minimum	2007-06-01 00:00:00
Maximum	2020-09-01 00:00:00

Histogram

Histogram with fixed size bins (bins=50)

purpose
Categorical

Distinct	14
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	14.2 MiB

debt_consolidation	1063714
credit_card	412927
home_improvement	123888
other	113619
major_purchase	41760
Other values (9)	104856

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	credit_card
2nd row	car
3rd row	small_business
4th row	other
5th row	other

Common Values

Value	Count	Frequency (%)
debt_consolidation	1063714	57.2%
credit_card	412927	22.2%
home_improvement	123888	6.7%
other	113619	6.1%
major_purchase	41760	2.2%
medical	22584	1.2%
small_business	20519	1.1%
car	20219	1.1%
vacation	13336	0.7%
moving	13204	0.7%
Other values (4)	14994	0.8%

title
Categorical

HIGH CARDINALITY IMBALANCE MISSING

Distinct	61685
Distinct (%)	3.4%
Missing	21406
Missing (%)	1.2%
Memory size	14.2 MiB

Debt consolidation	941424
Credit card refinancing	366474
Home improvement	111179
Other	102352
Major purchase	36304
Other values (61680)	281625

Overview
Categories

Unique

Unique	52643 ?
Unique (%)	2.9%

Sample

1st row	Computer
2nd row	bike
3rd row	real estate business
4th row	personel
5th row	Personal

Common Values

Value	Count	Frequency (%)
Debt consolidation	941424	50.6%
Credit card refinancing	366474	19.7%
Home improvement	111179	6.0%
Other	102352	5.5%
Major purchase	36304	2.0%
Medical expenses	20554	1.1%
Business	16810	0.9%
Car financing	16806	0.9%
Debt Consolidation	15695	0.8%
Vacation	12276	0.7%
Other values (61675)	199484	10.7%
(Missing)	21406	1.2%

zip_code
Categorical

Distinct	949
Distinct (%)	0.1%
Missing	1
Missing (%)	< 0.1%
Memory size	14.2 MiB

945xx	20067
750xx	19684
112xx	19186
606xx	17099
300xx	16818
Other values (944)	1767909

Overview
Categories

Unique

Unique	34 ?
Unique (%)	< 0.1%

Sample

1st row	860xx
2nd row	309xx
3rd row	606xx
4th row	917xx
5th row	972xx

Common Values

Value	Count	Frequency (%)
945xx	20067	1.1%
750xx	19684	1.1%
112xx	19186	1.0%
606xx	17099	0.9%
300xx	16818	0.9%
331xx	15637	0.8%
070xx	14839	0.8%
891xx	14628	0.8%
770xx	14549	0.8%
900xx	14053	0.8%
Other values (939)	1694203	91.0%

addr_state
Categorical

Distinct	51
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	14.2 MiB

CA	264525
TX	152990
NY	150911
FL	133643
IL	72623
Other values (46)	1086072

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	AZ
2nd row	GA
3rd row	IL
4th row	CA
5th row	OR

Common Values

Value	Count	Frequency (%)
CA	264525	14.2%
TX	152990	8.2%
NY	150911	8.1%
FL	133643	7.2%
IL	72623	3.9%
NJ	66982	3.6%
PA	62774	3.4%
OH	61150	3.3%
GA	60592	3.3%
NC	52062	2.8%
Other values (41)	782512	42.1%

dti
Real number (ℝ)

Distinct	9346
Distinct (%)	0.5%
Missing	1109
Missing (%)	0.1%
Infinite	0
Infinite (%)	0.0%
Mean	18.5680576

Minimum	-1
Maximum	999
Zeros	1355
Zeros (%)	0.1%
Negative	2
Negative (%)	< 0.1%
Memory size	16.0 MiB

Quantile statistics

Minimum	-1
5-th percentile	4.93
Q1	11.82
median	17.71
Q3	24.29
95-th percentile	33.45
Maximum	999
Range	1000
Interquartile range (IQR)	12.47

Descriptive statistics

Standard deviation	13.09105017
Coefficient of variation (CV)	0.7050306745
Kurtosis	1946.858214
Mean	18.5680576
Median Absolute Deviation (MAD)	6.2
Skewness	29.66055995
Sum	34530181.15
Variance	171.3755946
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0.0	1355	0.1%
19.2	1344	0.1%
18.0	1322	0.1%
14.4	1318	0.1%
16.8	1311	0.1%
13.2	1258	0.1%
15.6	1253	0.1%
12.0	1220	0.1%
20.4	1209	0.1%
21.6	1185	0.1%
Other values (9336)	1846880	99.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-1.0	2	< 0.1%
0.0	1355	0.1%
0.01	17	< 0.1%
0.02	32	< 0.1%
0.03	16	< 0.1%

Value	Count	Frequency (%)
999.0	89	< 0.1%
994.4	1	< 0.1%
991.57	1	< 0.1%
962.83	1	< 0.1%
962.12	1	< 0.1%

delinq_2yrs
Real number (ℝ)

Distinct	35
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.3128929837

Minimum	0
Maximum	42
Zeros	1508234
Zeros (%)	81.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	2
Maximum	42
Range	42
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.8755190724
Coefficient of variation (CV)	2.798142234
Kurtosis	62.9879832
Mean	0.3128929837
Median Absolute Deviation (MAD)	0
Skewness	5.737423644
Sum	582220
Variance	0.7665336461
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=35)

Value	Count	Frequency (%)
0	1508234	81.1%
1	234535	12.6%
2	68176	3.7%
3	24948	1.3%
4	11113	0.6%
5	5625	0.3%
6	3183	0.2%
7	1757	0.1%
8	1070	0.1%
9	668	< 0.1%
Other values (25)	1455	0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1508234	81.1%
1	234535	12.6%
2	68176	3.7%
3	24948	1.3%
4	11113	0.6%

Value	Count	Frequency (%)
42	1	< 0.1%
39	1	< 0.1%
36	1	< 0.1%
32	1	< 0.1%
30	1	< 0.1%

earliest_cr_line
Categorical

Distinct	763
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	14.2 MiB

Sep-2003	12568
Sep-2004	12563
Aug-2001	12174
Aug-2002	12113
Aug-2003	12028
Other values (758)	1799318

Overview
Categories

Unique

Unique	34 ?
Unique (%)	< 0.1%

Sample

1st row	Jan-1985
2nd row	Apr-1999
3rd row	Nov-2001
4th row	Feb-1996
5th row	Jan-1996

Common Values

Value	Count	Frequency (%)
Sep-2003	12568	0.7%
Sep-2004	12563	0.7%
Aug-2001	12174	0.7%
Aug-2002	12113	0.7%
Aug-2003	12028	0.6%
Sep-2005	11835	0.6%
Aug-2004	11776	0.6%
Oct-2003	11727	0.6%
Sep-2002	11608	0.6%
Oct-2001	11430	0.6%
Other values (753)	1740942	93.6%

inq_last_6mths
Real number (ℝ)

Distinct	9
Distinct (%)	< 0.1%
Missing	1
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	0.612582043

Minimum	0
Maximum	8
Zeros	1100425
Zeros (%)	59.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	1
95-th percentile	2
Maximum	8
Range	8
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	0.901814299
Coefficient of variation (CV)	1.472152685
Kurtosis	3.537842952
Mean	0.612582043
Median Absolute Deviation (MAD)	0
Skewness	1.747101811
Sum	1139870
Variance	0.8132690299
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=9)

Value	Count	Frequency (%)
0	1100425	59.1%
1	497476	26.7%
2	176807	9.5%
3	63238	3.4%
4	16137	0.9%
5	5654	0.3%
6	956	0.1%
7	48	< 0.1%
8	22	< 0.1%
(Missing)	1	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1100425	59.1%
1	497476	26.7%
2	176807	9.5%
3	63238	3.4%
4	16137	0.9%

Value	Count	Frequency (%)
8	22	< 0.1%
7	48	< 0.1%
6	956	0.1%
5	5654	0.3%
4	16137	0.9%

mths_since_last_delinq
Real number (ℝ)

Distinct	173
Distinct (%)	< 0.1%
Missing	945315
Missing (%)	50.8%
Infinite	0
Infinite (%)	0.0%
Mean	34.43938439

Minimum	0
Maximum	226
Zeros	2080
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	5
Q1	16
median	31
Q3	50
95-th percentile	74
Maximum	226
Range	226
Interquartile range (IQR)	34

Descriptive statistics

Standard deviation	21.90109237
Coefficient of variation (CV)	0.635931587
Kurtosis	-0.7118871195
Mean	34.43938439
Median Absolute Deviation (MAD)	17
Skewness	0.4574969887
Sum	31527500
Variance	479.6578469
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
12	17453	0.9%
13	17299	0.9%
6	17250	0.9%
9	17054	0.9%
7	16844	0.9%
14	16683	0.9%
8	16493	0.9%
15	16365	0.9%
10	16210	0.9%
11	15830	0.9%
Other values (163)	747968	40.2%
(Missing)	945315	50.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	2080	0.1%
1	6337	0.3%
2	8528	0.5%
3	10890	0.6%
4	12929	0.7%

Value	Count	Frequency (%)
226	1	< 0.1%
202	1	< 0.1%
195	1	< 0.1%
192	1	< 0.1%
188	2	< 0.1%

mths_since_last_record
Real number (ℝ)

Distinct	128
Distinct (%)	< 0.1%
Missing	1552139
Missing (%)	83.4%
Infinite	0
Infinite (%)	0.0%
Mean	71.67069421

Minimum	0
Maximum	129
Zeros	684
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	24
Q1	54
median	73
Q3	92
95-th percentile	113
Maximum	129
Range	129
Interquartile range (IQR)	38

Descriptive statistics

Standard deviation	26.46939262
Coefficient of variation (CV)	0.369319607
Kurtosis	-0.473084571
Mean	71.67069421
Median Absolute Deviation (MAD)	19
Skewness	-0.3094070207
Sum	22119368
Variance	700.6287456
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
79	4694	0.3%
80	4661	0.3%
77	4616	0.2%
76	4584	0.2%
82	4574	0.2%
75	4565	0.2%
78	4560	0.2%
81	4545	0.2%
71	4537	0.2%
72	4527	0.2%
Other values (118)	262762	14.1%
(Missing)	1552139	83.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	684	< 0.1%
1	139	< 0.1%
2	162	< 0.1%
3	284	< 0.1%
4	341	< 0.1%

Value	Count	Frequency (%)
129	1	< 0.1%
127	1	< 0.1%
126	2	< 0.1%
124	6	< 0.1%
123	7	< 0.1%

open_acc
Real number (ℝ)

Distinct	86
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	11.60590596

Minimum	0
Maximum	90
Zeros	34
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	5
Q1	8
median	11
Q3	14
95-th percentile	22
Maximum	90
Range	90
Interquartile range (IQR)	6

Descriptive statistics

Standard deviation	5.575503436
Coefficient of variation (CV)	0.4804022585
Kurtosis	3.429338234
Mean	11.60590596
Median Absolute Deviation (MAD)	3
Skewness	1.313837617
Sum	21595852
Variance	31.08623857
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
9	163070	8.8%
10	157943	8.5%
8	156962	8.4%
11	146186	7.9%
7	142535	7.7%
12	130877	7.0%
6	119319	6.4%
13	114272	6.1%
14	97868	5.3%
5	87727	4.7%
Other values (76)	544005	29.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	34	< 0.1%
1	1073	0.1%
2	7968	0.4%
3	24807	1.3%
4	53989	2.9%

Value	Count	Frequency (%)
90	1	< 0.1%
88	1	< 0.1%
86	3	< 0.1%
84	2	< 0.1%
82	1	< 0.1%

pub_rec
Real number (ℝ)

Distinct	42
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.2083106724

Minimum	0
Maximum	86
Zeros	1552809
Zeros (%)	83.5%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	86
Range	86
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.5901915441
Coefficient of variation (CV)	2.833227589
Kurtosis	735.25927
Mean	0.2083106724
Median Absolute Deviation (MAD)	0
Skewness	11.7218105
Sum	387617
Variance	0.3483260588
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=42)

Value	Count	Frequency (%)
0	1552809	83.5%
1	260623	14.0%
2	30898	1.7%
3	9492	0.5%
4	3473	0.2%
5	1656	0.1%
6	830	< 0.1%
7	379	< 0.1%
8	214	< 0.1%
9	118	< 0.1%
Other values (32)	272	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1552809	83.5%
1	260623	14.0%
2	30898	1.7%
3	9492	0.5%
4	3473	0.2%

Value	Count	Frequency (%)
86	1	< 0.1%
63	1	< 0.1%
61	2	< 0.1%
54	1	< 0.1%
52	1	< 0.1%

revol_bal
Real number (ℝ)

Distinct	94296
Distinct (%)	5.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	16285.21245

Minimum	0
Maximum	2904836
Zeros	10331
Zeros (%)	0.6%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	1552
Q1	5841
median	11070
Q3	19769
95-th percentile	44034
Maximum	2904836
Range	2904836
Interquartile range (IQR)	13928

Descriptive statistics

Standard deviation	22468.94284
Coefficient of variation (CV)	1.379714444
Kurtosis	589.5954592
Mean	16285.21245
Median Absolute Deviation (MAD)	6211
Skewness	12.70186269
Sum	3.030293705 × 10¹⁰
Variance	504853392.4
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	10331	0.6%
8	179	< 0.1%
10	143	< 0.1%
2	141	< 0.1%
6312	140	< 0.1%
5570	133	< 0.1%
5849	133	< 0.1%
5453	133	< 0.1%
5451	133	< 0.1%
6	131	< 0.1%
Other values (94286)	1849167	99.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	10331	0.6%
1	110	< 0.1%
2	141	< 0.1%
3	131	< 0.1%
4	121	< 0.1%

Value	Count	Frequency (%)
2904836	1	< 0.1%
2568995	1	< 0.1%
2560703	1	< 0.1%
1746716	1	< 0.1%
1743266	1	< 0.1%

revol_util
Real number (ℝ)

Distinct	1406
Distinct (%)	0.1%
Missing	1398
Missing (%)	0.1%
Infinite	0
Infinite (%)	0.0%
Mean	50.46401504

Minimum	0
Maximum	892.3
Zeros	10919
Zeros (%)	0.6%
Negative	0
Negative (%)	0.0%
Memory size	14.2 MiB

Quantile statistics

Minimum	0
5-th percentile	9.2
Q1	31.6
median	50.5
Q3	69.6
95-th percentile	91.1
Maximum	892.3
Range	892.3
Interquartile range (IQR)	38

Descriptive statistics

Standard deviation	24.78971109
Coefficient of variation (CV)	0.4912354095
Kurtosis	-0.1036918549
Mean	50.46401504
Median Absolute Deviation (MAD)	19
Skewness	0.003426512322
Sum	93831073.79
Variance	614.529776
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	10919	0.6%
48	3550	0.2%
57	3539	0.2%
59	3517	0.2%
53	3505	0.2%
58	3502	0.2%
61	3484	0.2%
55	3454	0.2%
54	3433	0.2%
60	3410	0.2%
Other values (1396)	1817053	97.7%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	10919	0.6%
0.01	1	< 0.1%
0.03	1	< 0.1%
0.04	1	< 0.1%
0.05	1	< 0.1%

Value	Count	Frequency (%)
892.3	1	< 0.1%
366.6	1	< 0.1%
193	1	< 0.1%
184.6	1	< 0.1%
182.8	1	< 0.1%

total_acc
Real number (ℝ)

Distinct	149
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	24.59633355

Minimum	2
Maximum	176
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	2
5-th percentile	8
Q1	16
median	23
Q3	31
95-th percentile	47
Maximum	176
Range	174
Interquartile range (IQR)	15

Descriptive statistics

Standard deviation	12.04635492
Coefficient of variation (CV)	0.4897622199
Kurtosis	1.824600602
Mean	24.59633355
Median Absolute Deviation (MAD)	8
Skewness	0.9962277224
Sum	45767972
Variance	145.1146668
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
20	67623	3.6%
19	67131	3.6%
21	66947	3.6%
18	66419	3.6%
17	65930	3.5%
22	65852	3.5%
23	64374	3.5%
16	64083	3.4%
24	62811	3.4%
15	61862	3.3%
Other values (139)	1207732	64.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
2	765	< 0.1%
3	2655	0.1%
4	7613	0.4%
5	12163	0.7%
6	17905	1.0%

Value	Count	Frequency (%)
176	1	< 0.1%
173	1	< 0.1%
169	1	< 0.1%
165	1	< 0.1%
162	1	< 0.1%

initial_list_status
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	14.2 MiB

w	1195246
f	665518

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	f
2nd row	f
3rd row	f
4th row	f
5th row	f

Common Values

Value	Count	Frequency (%)
w	1195246	64.2%
f	665518	35.8%

Common Values (Plot)

next_pymnt_d
Categorical

Distinct	7
Distinct (%)	1.6%
Missing	1860331
Missing (%)	> 99.9%
Memory size	14.2 MiB

Jun-2020	236
Feb-2020	87
Mar-2020	83
Apr-2020	18
May-2020	6
Other values (2)	3

Overview
Categories

Unique

Unique	1 ?
Unique (%)	0.2%

Sample

1st row	Jun-2020
2nd row	Jun-2020
3rd row	Jun-2020
4th row	Jun-2020
5th row	Jun-2020

Common Values

Value	Count	Frequency (%)
Jun-2020	236	< 0.1%
Feb-2020	87	< 0.1%
Mar-2020	83	< 0.1%
Apr-2020	18	< 0.1%
May-2020	6	< 0.1%
Oct-2020	2	< 0.1%
Jul-2020	1	< 0.1%
(Missing)	1860331	> 99.9%

Common Values (Plot)

last_credit_pull_d
Categorical

Distinct	158
Distinct (%)	< 0.1%
Missing	65
Missing (%)	< 0.1%
Memory size	14.2 MiB

May-2020	553524
Mar-2020	106976
Nov-2019	74226
Jan-2020	73971
Apr-2020	62893
Other values (153)	989109

Overview
Categories

Unique

Unique	5 ?
Unique (%)	< 0.1%

Sample

1st row	May-2020
2nd row	Oct-2016
3rd row	Jun-2017
4th row	Apr-2016
5th row	Apr-2018

Common Values

Value	Count	Frequency (%)
May-2020	553524	29.7%
Mar-2020	106976	5.7%
Nov-2019	74226	4.0%
Jan-2020	73971	4.0%
Apr-2020	62893	3.4%
Oct-2019	49361	2.7%
Oct-2016	47544	2.6%
Sep-2019	46307	2.5%
Feb-2020	45947	2.5%
Jul-2019	42036	2.3%
Other values (148)	757914	40.7%

collections_12_mths_ex_med
Real number (ℝ)

Distinct	16
Distinct (%)	< 0.1%
Missing	56
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	0.01788082816

Minimum	0
Maximum	20
Zeros	1830317
Zeros (%)	98.4%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	20
Range	20
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.1497385443
Coefficient of variation (CV)	8.374251069
Kurtosis	696.0462079
Mean	0.01788082816
Median Absolute Deviation (MAD)	0
Skewness	14.61548832
Sum	33271
Variance	0.02242163165
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=16)

Value	Count	Frequency (%)
0	1830317	98.4%
1	28158	1.5%
2	1890	0.1%
3	213	< 0.1%
4	72	< 0.1%
5	28	< 0.1%
6	12	< 0.1%
7	5	< 0.1%
8	2	< 0.1%
20	2	< 0.1%
Other values (6)	9	< 0.1%
(Missing)	56	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1830317	98.4%
1	28158	1.5%
2	1890	0.1%
3	213	< 0.1%
4	72	< 0.1%

Value	Count	Frequency (%)
20	2	< 0.1%
16	1	< 0.1%
14	1	< 0.1%
12	2	< 0.1%
11	1	< 0.1%

mths_since_last_major_derog
Real number (ℝ)

Distinct	181
Distinct (%)	< 0.1%
Missing	1374714
Missing (%)	73.9%
Infinite	0
Infinite (%)	0.0%
Mean	43.97357474

Minimum	0
Maximum	226
Zeros	341
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	9
Q1	27
median	44
Q3	61
95-th percentile	77
Maximum	226
Range	226
Interquartile range (IQR)	34

Descriptive statistics

Standard deviation	21.46164926
Coefficient of variation (CV)	0.4880578709
Kurtosis	-0.5993041546
Mean	43.97357474
Median Absolute Deviation (MAD)	17
Skewness	0.0780296766
Sum	21373356
Variance	460.602389
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
45	7675	0.4%
43	7669	0.4%
42	7585	0.4%
48	7532	0.4%
40	7529	0.4%
46	7515	0.4%
44	7501	0.4%
41	7457	0.4%
47	7446	0.4%
38	7435	0.4%
Other values (171)	410706	22.1%
(Missing)	1374714	73.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	341	< 0.1%
1	1219	0.1%
2	1401	0.1%
3	1652	0.1%
4	2169	0.1%

Value	Count	Frequency (%)
226	1	< 0.1%
202	1	< 0.1%
197	1	< 0.1%
195	1	< 0.1%
192	1	< 0.1%

application_type
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	14.2 MiB

Individual	1791229
Joint App	69535

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Individual
2nd row	Individual
3rd row	Individual
4th row	Individual
5th row	Individual

Common Values

Value	Count	Frequency (%)
Individual	1791229	96.3%
Joint App	69535	3.7%

Common Values (Plot)

annual_inc_joint
Real number (ℝ)

MISSING SKEWED

Distinct	11326
Distinct (%)	16.3%
Missing	1791229
Missing (%)	96.3%
Infinite	0
Infinite (%)	0.0%
Mean	122584.4036

Minimum	5693.51
Maximum	7874821
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	5693.51
5-th percentile	52534.2
Q1	82241
median	110000
Q3	146000
95-th percentile	230000
Maximum	7874821
Range	7869127.49
Interquartile range (IQR)	63759

Descriptive statistics

Standard deviation	72192.45428
Coefficient of variation (CV)	0.588920386
Kurtosis	1956.124929
Mean	122584.4036
Median Absolute Deviation (MAD)	30000
Skewness	21.21890058
Sum	8523906503
Variance	5211750454
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
110000.0	1236	0.1%
100000.0	1199	0.1%
120000.0	1166	0.1%
90000.0	1074	0.1%
130000.0	1006	0.1%
80000.0	963	0.1%
105000.0	878	< 0.1%
95000.0	861	< 0.1%
140000.0	844	< 0.1%
150000.0	842	< 0.1%
Other values (11316)	59466	3.2%
(Missing)	1791229	96.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
5693.51	1	< 0.1%
9000.0	1	< 0.1%
11000.0	1	< 0.1%
13470.0	1	< 0.1%
15400.0	1	< 0.1%

Value	Count	Frequency (%)
7874821.0	1	< 0.1%
2000000.0	3	< 0.1%
1837000.0	1	< 0.1%
1500000.0	2	< 0.1%
1350000.0	1	< 0.1%

dti_joint
Real number (ℝ)

Distinct	3977
Distinct (%)	5.7%
Missing	1791232
Missing (%)	96.3%
Infinite	0
Infinite (%)	0.0%
Mean	18.92935425

Minimum	0
Maximum	69.49
Zeros	14
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	6.66
Q1	13.18
median	18.52
Q3	24.32
95-th percentile	32.73
Maximum	69.49
Range	69.49
Interquartile range (IQR)	11.14

Descriptive statistics

Standard deviation	7.850512838
Coefficient of variation (CV)	0.4147269227
Kurtosis	-0.3271819186
Mean	18.92935425
Median Absolute Deviation (MAD)	5.55
Skewness	0.2390631739
Sum	1316195.86
Variance	61.63055182
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
18.54	52	< 0.1%
16.11	51	< 0.1%
15.47	51	< 0.1%
16.97	51	< 0.1%
20.45	50	< 0.1%
17.94	49	< 0.1%
20.16	49	< 0.1%
18.1	48	< 0.1%
16.67	47	< 0.1%
19.23	46	< 0.1%
Other values (3967)	69038	3.7%
(Missing)	1791232	96.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0.0	14	< 0.1%
0.03	1	< 0.1%
0.11	1	< 0.1%
0.12	1	< 0.1%
0.13	3	< 0.1%

Value	Count	Frequency (%)
69.49	1	< 0.1%
63.66	1	< 0.1%
61.9	1	< 0.1%
61.28	1	< 0.1%
55.52	1	< 0.1%

verification_status_joint
Categorical

Distinct	3
Distinct (%)	< 0.1%
Missing	1793425
Missing (%)	96.4%
Memory size	14.2 MiB

Not Verified	35617
Source Verified	18837
Verified	12885

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Not Verified
2nd row	Verified
3rd row	Source Verified
4th row	Verified
5th row	Source Verified

Common Values

Value	Count	Frequency (%)
Not Verified	35617	1.9%
Source Verified	18837	1.0%
Verified	12885	0.7%
(Missing)	1793425	96.4%

Common Values (Plot)

acc_now_delinq
Real number (ℝ)

SKEWED ZEROS

Distinct	8
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.004574465112

Minimum	0
Maximum	14
Zeros	1852801
Zeros (%)	99.6%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	14
Range	14
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.07310687497
Coefficient of variation (CV)	15.98151329
Kurtosis	1158.738545
Mean	0.004574465112
Median Absolute Deviation (MAD)	0
Skewness	21.76921297
Sum	8512
Variance	0.005344615168
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=8)

Value	Count	Frequency (%)
0	1852801	99.6%
1	7509	0.4%
2	390	< 0.1%
3	48	< 0.1%
4	11	< 0.1%
5	3	< 0.1%
6	1	< 0.1%
14	1	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1852801	99.6%
1	7509	0.4%
2	390	< 0.1%
3	48	< 0.1%
4	11	< 0.1%

Value	Count	Frequency (%)
14	1	< 0.1%
6	1	< 0.1%
5	3	< 0.1%
4	11	< 0.1%
3	48	< 0.1%

tot_coll_amt
Real number (ℝ)

MISSING SKEWED ZEROS

Distinct	14590
Distinct (%)	0.8%
Missing	67527
Missing (%)	3.6%
Infinite	0
Infinite (%)	0.0%
Mean	240.6584289

Minimum	0
Maximum	9152545
Zeros	1517329
Zeros (%)	81.5%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	795
Maximum	9152545
Range	9152545
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	9384.575364
Coefficient of variation (CV)	38.99541524
Kurtosis	666495.7613
Mean	240.6584289
Median Absolute Deviation (MAD)	0
Skewness	778.2900224
Sum	431557599
Variance	88070254.77
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	1517329	81.5%
50	3374	0.2%
100	2757	0.1%
75	2100	0.1%
200	1595	0.1%
150	1590	0.1%
60	1500	0.1%
70	1229	0.1%
80	1187	0.1%
55	1038	0.1%
Other values (14580)	259538	13.9%
(Missing)	67527	3.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1517329	81.5%
2	5	< 0.1%
3	2	< 0.1%
4	1	< 0.1%
5	1	< 0.1%

Value	Count	Frequency (%)
9152545	1	< 0.1%
6214661	1	< 0.1%
5252395	1	< 0.1%
932461	1	< 0.1%
848438	1	< 0.1%

tot_cur_bal
Real number (ℝ)

Distinct	456136
Distinct (%)	25.4%
Missing	67527
Missing (%)	3.6%
Infinite	0
Infinite (%)	0.0%
Mean	142377.7779

Minimum	0
Maximum	8524709
Zeros	698
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	8351
Q1	29286
median	80208
Q3	212904
95-th percentile	438975.2
Maximum	8524709
Range	8524709
Interquartile range (IQR)	183618

Descriptive statistics

Standard deviation	159714.0529
Coefficient of variation (CV)	1.121762506
Kurtosis	28.17728186
Mean	142377.7779
Median Absolute Deviation (MAD)	63701
Skewness	2.907760628
Sum	2.553170993 × 10¹¹
Variance	2.55085787 × 10¹⁰
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	698	< 0.1%
16053	35	< 0.1%
25197	34	< 0.1%
11497	34	< 0.1%
14186	34	< 0.1%
20084	33	< 0.1%
14671	33	< 0.1%
28582	33	< 0.1%
17185	33	< 0.1%
14511	33	< 0.1%
Other values (456126)	1792237	96.3%
(Missing)	67527	3.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	698	< 0.1%
1	12	< 0.1%
2	13	< 0.1%
3	17	< 0.1%
4	10	< 0.1%

Value	Count	Frequency (%)
8524709	1	< 0.1%
8000078	1	< 0.1%
5445012	1	< 0.1%
5172185	1	< 0.1%
4772549	1	< 0.1%

open_acc_6m
Real number (ℝ)

MISSING ZEROS

Distinct	19
Distinct (%)	< 0.1%
Missing	846444
Missing (%)	45.5%
Infinite	0
Infinite (%)	0.0%
Mean	0.999155099

Minimum	0
Maximum	18
Zeros	431679
Zeros (%)	23.2%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	2
95-th percentile	3
Maximum	18
Range	18
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	1.179462028
Coefficient of variation (CV)	1.180459399
Kurtosis	4.295644055
Mean	0.999155099
Median Absolute Deviation (MAD)	1
Skewness	1.636221431
Sum	1013463
Variance	1.391130676
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=19)

Value	Count	Frequency (%)
0	431679	23.2%
1	320264	17.2%
2	157911	8.5%
3	65004	3.5%
4	24762	1.3%
5	8980	0.5%
6	3431	0.2%
7	1312	0.1%
8	538	< 0.1%
9	238	< 0.1%
Other values (9)	201	< 0.1%
(Missing)	846444	45.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	431679	23.2%
1	320264	17.2%
2	157911	8.5%
3	65004	3.5%
4	24762	1.3%

Value	Count	Frequency (%)
18	1	< 0.1%
17	1	< 0.1%
16	2	< 0.1%
15	2	< 0.1%
14	9	< 0.1%

open_act_il
Real number (ℝ)

MISSING ZEROS

Distinct	50
Distinct (%)	< 0.1%
Missing	846443
Missing (%)	45.5%
Infinite	0
Infinite (%)	0.0%
Mean	2.78737796

Minimum	0
Maximum	57
Zeros	116519
Zeros (%)	6.3%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	1
median	2
Q3	3
95-th percentile	9
Maximum	57
Range	57
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	2.993367778
Coefficient of variation (CV)	1.073900928
Kurtosis	13.72415311
Mean	2.78737796
Median Absolute Deviation (MAD)	1
Skewness	2.986552953
Sum	2827296
Variance	8.960250653
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
1	258076	13.9%
2	246366	13.2%
3	154729	8.3%
0	116519	6.3%
4	82646	4.4%
5	45212	2.4%
6	26964	1.4%
7	18642	1.0%
8	13633	0.7%
9	10635	0.6%
Other values (40)	40899	2.2%
(Missing)	846443	45.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	116519	6.3%
1	258076	13.9%
2	246366	13.2%
3	154729	8.3%
4	82646	4.4%

Value	Count	Frequency (%)
57	1	< 0.1%
53	1	< 0.1%
49	2	< 0.1%
48	2	< 0.1%
47	2	< 0.1%

open_il_12m
Real number (ℝ)

MISSING ZEROS

Distinct	19
Distinct (%)	< 0.1%
Missing	846443
Missing (%)	45.5%
Infinite	0
Infinite (%)	0.0%
Mean	0.7390687958

Minimum	0
Maximum	25
Zeros	522571
Zeros (%)	28.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	1
95-th percentile	3
Maximum	25
Range	25
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	0.9687756011
Coefficient of variation (CV)	1.310805715
Kurtosis	5.258973272
Mean	0.7390687958
Median Absolute Deviation (MAD)	0
Skewness	1.736176747
Sum	749653
Variance	0.9385261654
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=19)

Value	Count	Frequency (%)
0	522571	28.1%
1	314852	16.9%
2	121996	6.6%
3	37165	2.0%
4	12040	0.6%
5	3907	0.2%
6	1372	0.1%
7	217	< 0.1%
8	95	< 0.1%
9	47	< 0.1%
Other values (9)	59	< 0.1%
(Missing)	846443	45.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	522571	28.1%
1	314852	16.9%
2	121996	6.6%
3	37165	2.0%
4	12040	0.6%

Value	Count	Frequency (%)
25	1	< 0.1%
21	1	< 0.1%
20	2	< 0.1%
15	1	< 0.1%
14	1	< 0.1%

open_il_24m
Real number (ℝ)

MISSING ZEROS

Distinct	31
Distinct (%)	< 0.1%
Missing	846443
Missing (%)	45.5%
Infinite	0
Infinite (%)	0.0%
Mean	1.676209997

Minimum	0
Maximum	51
Zeros	250623
Zeros (%)	13.5%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	1
median	1
Q3	2
95-th percentile	5
Maximum	51
Range	51
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	1.642989952
Coefficient of variation (CV)	0.9801814544
Kurtosis	6.478404485
Mean	1.676209997
Median Absolute Deviation (MAD)	1
Skewness	1.734657762
Sum	1700215
Variance	2.699415984
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=31)

Value	Count	Frequency (%)
1	312328	16.8%
0	250623	13.5%
2	214115	11.5%
3	116770	6.3%
4	59203	3.2%
5	30241	1.6%
6	14891	0.8%
7	7702	0.4%
8	3939	0.2%
9	1983	0.1%
Other values (21)	2526	0.1%
(Missing)	846443	45.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	250623	13.5%
1	312328	16.8%
2	214115	11.5%
3	116770	6.3%
4	59203	3.2%

Value	Count	Frequency (%)
51	1	< 0.1%
39	1	< 0.1%
31	1	< 0.1%
30	1	< 0.1%
28	1	< 0.1%

mths_since_rcnt_il
Real number (ℝ)

Distinct	381
Distinct (%)	< 0.1%
Missing	875459
Missing (%)	47.0%
Infinite	0
Infinite (%)	0.0%
Mean	20.10727846

Minimum	0
Maximum	511
Zeros	504
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	6
median	12
Q3	23
95-th percentile	69
Maximum	511
Range	511
Interquartile range (IQR)	17

Descriptive statistics

Standard deviation	25.21432694
Coefficient of variation (CV)	1.253990041
Kurtosis	18.60445989
Mean	20.10727846
Median Absolute Deviation (MAD)	7
Skewness	3.545013716
Sum	19811802
Variance	635.762283
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
7	47986	2.6%
4	47508	2.6%
3	46592	2.5%
6	45675	2.5%
5	45584	2.4%
8	44994	2.4%
9	41014	2.2%
2	39563	2.1%
10	38782	2.1%
13	37924	2.0%
Other values (371)	549683	29.5%
(Missing)	875459	47.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	504	< 0.1%
1	21467	1.2%
2	39563	2.1%
3	46592	2.5%
4	47508	2.6%

Value	Count	Frequency (%)
511	1	< 0.1%
503	1	< 0.1%
488	1	< 0.1%
484	1	< 0.1%
480	1	< 0.1%

total_bal_il
Real number (ℝ)

MISSING ZEROS

Distinct	146809
Distinct (%)	14.5%
Missing	846443
Missing (%)	45.5%
Infinite	0
Infinite (%)	0.0%
Mean	35806.93245

Minimum	0
Maximum	1711009
Zeros	111139
Zeros (%)	6.0%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	9137
median	23642
Q3	46546
95-th percentile	113286
Maximum	1711009
Range	1711009
Interquartile range (IQR)	37409

Descriptive statistics

Standard deviation	43734.66324
Coefficient of variation (CV)	1.221402121
Kurtosis	30.78720067
Mean	35806.93245
Median Absolute Deviation (MAD)	17075
Skewness	3.755959539
Sum	3.631972353 × 10¹⁰
Variance	1912720769
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	111139	6.0%
10000	82	< 0.1%
15000	77	< 0.1%
5000	75	< 0.1%
5500	64	< 0.1%
9500	51	< 0.1%
20000	50	< 0.1%
7000	50	< 0.1%
2000	46	< 0.1%
3000	45	< 0.1%
Other values (146799)	902642	48.5%
(Missing)	846443	45.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	111139	6.0%
1	45	< 0.1%
2	10	< 0.1%
3	10	< 0.1%
4	7	< 0.1%

Value	Count	Frequency (%)
1711009	1	< 0.1%
1547285	1	< 0.1%
1466398	1	< 0.1%
1378570	1	< 0.1%
1345993	1	< 0.1%

il_util
Real number (ℝ)

Distinct	266
Distinct (%)	< 0.1%
Missing	988570
Missing (%)	53.1%
Infinite	0
Infinite (%)	0.0%
Mean	70.44512803

Minimum	0
Maximum	558
Zeros	5026
Zeros (%)	0.3%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	27
Q1	57
median	73
Q3	86
95-th percentile	101
Maximum	558
Range	558
Interquartile range (IQR)	29

Descriptive statistics

Standard deviation	23.29126025
Coefficient of variation (CV)	0.3306298236
Kurtosis	1.431532495
Mean	70.44512803
Median Absolute Deviation (MAD)	15
Skewness	-0.3828219808
Sum	61441818
Variance	542.4828041
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
78	17267	0.9%
83	17215	0.9%
81	17144	0.9%
75	16892	0.9%
85	16718	0.9%
80	16577	0.9%
77	16564	0.9%
82	16521	0.9%
79	16362	0.9%
86	16334	0.9%
Other values (256)	704600	37.9%
(Missing)	988570	53.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	5026	0.3%
1	307	< 0.1%
2	566	< 0.1%
3	1104	0.1%
4	709	< 0.1%

Value	Count	Frequency (%)
558	1	< 0.1%
464	1	< 0.1%
417	1	< 0.1%
384	1	< 0.1%
376	1	< 0.1%

open_rv_12m
Real number (ℝ)

MISSING ZEROS

Distinct	29
Distinct (%)	< 0.1%
Missing	846443
Missing (%)	45.5%
Infinite	0
Infinite (%)	0.0%
Mean	1.357175884

Minimum	0
Maximum	28
Zeros	353162
Zeros (%)	19.0%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	2
95-th percentile	4
Maximum	28
Range	28
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	1.541873982
Coefficient of variation (CV)	1.136090023
Kurtosis	7.520906605
Mean	1.357175884
Median Absolute Deviation (MAD)	1
Skewness	1.974416574
Sum	1376612
Variance	2.377375376
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=29)

Value	Count	Frequency (%)
0	353162	19.0%
1	302058	16.2%
2	180138	9.7%
3	91982	4.9%
4	44173	2.4%
5	21156	1.1%
6	10443	0.6%
7	5181	0.3%
8	2608	0.1%
9	1429	0.1%
Other values (19)	1991	0.1%
(Missing)	846443	45.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	353162	19.0%
1	302058	16.2%
2	180138	9.7%
3	91982	4.9%
4	44173	2.4%

Value	Count	Frequency (%)
28	2	< 0.1%
27	1	< 0.1%
26	5	< 0.1%
25	1	< 0.1%
24	2	< 0.1%

open_rv_24m
Real number (ℝ)

MISSING ZEROS

Distinct	49
Distinct (%)	< 0.1%
Missing	846443
Missing (%)	45.5%
Infinite	0
Infinite (%)	0.0%
Mean	2.869325391

Minimum	0
Maximum	60
Zeros	149809
Zeros (%)	8.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	1
median	2
Q3	4
95-th percentile	8
Maximum	60
Range	60
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	2.648877234
Coefficient of variation (CV)	0.9231707362
Kurtosis	8.02318412
Mean	2.869325391
Median Absolute Deviation (MAD)	1
Skewness	1.944027935
Sum	2910417
Variance	7.016550599
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=49)

Value	Count	Frequency (%)
1	208530	11.2%
2	193533	10.4%
3	149812	8.1%
0	149809	8.1%
4	105445	5.7%
5	71345	3.8%
6	46734	2.5%
7	30766	1.7%
8	19659	1.1%
9	12835	0.7%
Other values (39)	25853	1.4%
(Missing)	846443	45.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	149809	8.1%
1	208530	11.2%
2	193533	10.4%
3	149812	8.1%
4	105445	5.7%

Value	Count	Frequency (%)
60	1	< 0.1%
54	1	< 0.1%
53	1	< 0.1%
49	1	< 0.1%
45	4	< 0.1%

max_bal_bc
Real number (ℝ)

MISSING ZEROS

Distinct	31448
Distinct (%)	3.1%
Missing	846443
Missing (%)	45.5%
Infinite	0
Infinite (%)	0.0%
Mean	5605.635187

Minimum	0
Maximum	1170668
Zeros	27606
Zeros (%)	1.5%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	292
Q1	2178
median	4244
Q3	7314
95-th percentile	15792
Maximum	1170668
Range	1170668
Interquartile range (IQR)	5136

Descriptive statistics

Standard deviation	5632.733703
Coefficient of variation (CV)	1.004834156
Kurtosis	2491.703406
Mean	5605.635187
Median Absolute Deviation (MAD)	2369
Skewness	17.66648603
Sum	5685913489
Variance	31727688.97
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	27606	1.5%
8	460	< 0.1%
3000	443	< 0.1%
2000	405	< 0.1%
4000	352	< 0.1%
5000	306	< 0.1%
2500	303	< 0.1%
1500	270	< 0.1%
3500	259	< 0.1%
1000	246	< 0.1%
Other values (31438)	983671	52.9%
(Missing)	846443	45.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	27606	1.5%
1	140	< 0.1%
2	185	< 0.1%
3	192	< 0.1%
4	166	< 0.1%

Value	Count	Frequency (%)
1170668	1	< 0.1%
776843	1	< 0.1%
586070	1	< 0.1%
571793	1	< 0.1%
457521	1	< 0.1%

all_util
Real number (ℝ)

Distinct	179
Distinct (%)	< 0.1%
Missing	846582
Missing (%)	45.5%
Infinite	0
Infinite (%)	0.0%
Mean	57.22989266

Minimum	0
Maximum	204
Zeros	2269
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	21
Q1	43
median	58
Q3	72
95-th percentile	90
Maximum	204
Range	204
Interquartile range (IQR)	29

Descriptive statistics

Standard deviation	21.04854927
Coefficient of variation (CV)	0.3677894242
Kurtosis	-0.09237919048
Mean	57.22989266
Median Absolute Deviation (MAD)	14
Skewness	-0.1500244125
Sum	58041527
Variance	443.0414264
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
60	19249	1.0%
59	19208	1.0%
63	19163	1.0%
61	19049	1.0%
64	19008	1.0%
62	18997	1.0%
65	18779	1.0%
58	18701	1.0%
57	18656	1.0%
66	18529	1.0%
Other values (169)	824843	44.3%
(Missing)	846582	45.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	2269	0.1%
1	1348	0.1%
2	1237	0.1%
3	1292	0.1%
4	1351	0.1%

Value	Count	Frequency (%)
204	1	< 0.1%
198	1	< 0.1%
197	1	< 0.1%
186	1	< 0.1%
185	1	< 0.1%

total_rev_hi_lim
Real number (ℝ)

MISSING SKEWED

Distinct	30998
Distinct (%)	1.7%
Missing	67527
Missing (%)	3.6%
Infinite	0
Infinite (%)	0.0%
Mean	33823.97164

Minimum	0
Maximum	9999999
Zeros	1055
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	6000
Q1	14400
median	24800
Q3	42100
95-th percentile	89029
Maximum	9999999
Range	9999999
Interquartile range (IQR)	27700

Descriptive statistics

Standard deviation	36581.89129
Coefficient of variation (CV)	1.081537428
Kurtosis	9302.980563
Mean	33823.97164
Median Absolute Deviation (MAD)	12400
Skewness	38.76993061
Sum	6.065439743 × 10¹⁰
Variance	1338234770
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10000	5908	0.3%
15000	5727	0.3%
13000	5632	0.3%
11000	5590	0.3%
11500	5516	0.3%
12000	5513	0.3%
14000	5510	0.3%
13500	5467	0.3%
14500	5443	0.3%
12500	5442	0.3%
Other values (30988)	1737489	93.4%
(Missing)	67527	3.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1055	0.1%
100	23	< 0.1%
200	46	< 0.1%
300	263	< 0.1%
400	89	< 0.1%

Value	Count	Frequency (%)
9999999	3	< 0.1%
2175000	1	< 0.1%
2013133	1	< 0.1%
1998700	1	< 0.1%
1875800	1	< 0.1%

inq_fi
Real number (ℝ)

MISSING ZEROS

Distinct	32
Distinct (%)	< 0.1%
Missing	846443
Missing (%)	45.5%
Infinite	0
Infinite (%)	0.0%
Mean	1.082685856

Minimum	0
Maximum	48
Zeros	487467
Zeros (%)	26.2%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	2
95-th percentile	4
Maximum	48
Range	48
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	1.552530487
Coefficient of variation (CV)	1.433962103
Kurtosis	12.77114054
Mean	1.082685856
Median Absolute Deviation (MAD)	1
Skewness	2.600648692
Sum	1098191
Variance	2.410350912
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=32)

Value	Count	Frequency (%)
0	487467	26.2%
1	257070	13.8%
2	131758	7.1%
3	66036	3.5%
4	33110	1.8%
5	17538	0.9%
6	9158	0.5%
7	5044	0.3%
8	2859	0.2%
9	1656	0.1%
Other values (22)	2625	0.1%
(Missing)	846443	45.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	487467	26.2%
1	257070	13.8%
2	131758	7.1%
3	66036	3.5%
4	33110	1.8%

Value	Count	Frequency (%)
48	1	< 0.1%
32	1	< 0.1%
31	1	< 0.1%
29	1	< 0.1%
28	3	< 0.1%

total_cu_tl
Real number (ℝ)

MISSING ZEROS

Distinct	59
Distinct (%)	< 0.1%
Missing	846444
Missing (%)	45.5%
Infinite	0
Infinite (%)	0.0%
Mean	1.557773681

Minimum	0
Maximum	79
Zeros	535499
Zeros (%)	28.8%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	2
95-th percentile	7
Maximum	79
Range	79
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	2.772124022
Coefficient of variation (CV)	1.779542212
Kurtosis	21.01683766
Mean	1.557773681
Median Absolute Deviation (MAD)	0
Skewness	3.463177991
Sum	1580081
Variance	7.684671592
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	535499	28.8%
1	171140	9.2%
2	95967	5.2%
3	61564	3.3%
4	41854	2.2%
5	28850	1.6%
6	20896	1.1%
7	14975	0.8%
8	11062	0.6%
9	7986	0.4%
Other values (49)	24527	1.3%
(Missing)	846444	45.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	535499	28.8%
1	171140	9.2%
2	95967	5.2%
3	61564	3.3%
4	41854	2.2%

Value	Count	Frequency (%)
79	1	< 0.1%
71	1	< 0.1%
68	2	< 0.1%
60	1	< 0.1%
56	2	< 0.1%

inq_last_12m
Real number (ℝ)

MISSING ZEROS

Distinct	47
Distinct (%)	< 0.1%
Missing	846444
Missing (%)	45.5%
Infinite	0
Infinite (%)	0.0%
Mean	2.185238386

Minimum	0
Maximum	67
Zeros	263785
Zeros (%)	14.2%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	2
Q3	3
95-th percentile	7
Maximum	67
Range	67
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	2.470397432
Coefficient of variation (CV)	1.130493335
Kurtosis	11.07510186
Mean	2.185238386
Median Absolute Deviation (MAD)	1
Skewness	2.371626303
Sum	2216531
Variance	6.102863472
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=47)

Value	Count	Frequency (%)
0	263785	14.2%
1	242686	13.0%
2	177017	9.5%
3	118427	6.4%
4	75846	4.1%
5	47561	2.6%
6	30379	1.6%
7	19404	1.0%
8	12635	0.7%
9	8403	0.5%
Other values (37)	18177	1.0%
(Missing)	846444	45.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	263785	14.2%
1	242686	13.0%
2	177017	9.5%
3	118427	6.4%
4	75846	4.1%

Value	Count	Frequency (%)
67	1	< 0.1%
49	1	< 0.1%
46	1	< 0.1%
45	2	< 0.1%
42	2	< 0.1%

acc_open_past_24mths
Real number (ℝ)

MISSING ZEROS

Distinct	57
Distinct (%)	< 0.1%
Missing	47281
Missing (%)	2.5%
Infinite	0
Infinite (%)	0.0%
Mean	4.652297264

Minimum	0
Maximum	64
Zeros	74489
Zeros (%)	4.0%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	2
median	4
Q3	6
95-th percentile	11
Maximum	64
Range	64
Interquartile range (IQR)	4

Descriptive statistics

Standard deviation	3.196541755
Coefficient of variation (CV)	0.6870888883
Kurtosis	4.307216739
Mean	4.652297264
Median Absolute Deviation (MAD)	2
Skewness	1.384369902
Sum	8436862
Variance	10.21787919
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
3	267917	14.4%
4	253628	13.6%
2	240361	12.9%
5	216473	11.6%
6	171290	9.2%
1	170164	9.1%
7	128276	6.9%
8	91707	4.9%
0	74489	4.0%
9	63925	3.4%
Other values (47)	135253	7.3%
(Missing)	47281	2.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	74489	4.0%
1	170164	9.1%
2	240361	12.9%
3	267917	14.4%
4	253628	13.6%

Value	Count	Frequency (%)
64	1	< 0.1%
61	1	< 0.1%
56	1	< 0.1%
55	1	< 0.1%
54	1	< 0.1%

avg_cur_bal
Real number (ℝ)

Distinct	84454
Distinct (%)	4.7%
Missing	67572
Missing (%)	3.6%
Infinite	0
Infinite (%)	0.0%
Mean	13588.18831

Minimum	0
Maximum	958084
Zeros	672
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	1080
Q1	3093
median	7407
Q3	18837
95-th percentile	43570
Maximum	958084
Range	958084
Interquartile range (IQR)	15744

Descriptive statistics

Standard deviation	16495.70033
Coefficient of variation (CV)	1.213973486
Kurtosis	46.48106098
Mean	13588.18831
Median Absolute Deviation (MAD)	5425
Skewness	3.917927073
Sum	2.436623057 × 10¹⁰
Variance	272108129.4
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	672	< 0.1%
1971	230	< 0.1%
2253	228	< 0.1%
2079	222	< 0.1%
2149	222	< 0.1%
2447	221	< 0.1%
2076	221	< 0.1%
2301	220	< 0.1%
2842	220	< 0.1%
2606	220	< 0.1%
Other values (84444)	1790516	96.2%
(Missing)	67572	3.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	672	< 0.1%
1	52	< 0.1%
2	46	< 0.1%
3	49	< 0.1%
4	26	< 0.1%

Value	Count	Frequency (%)
958084	1	< 0.1%
800008	1	< 0.1%
752994	1	< 0.1%
710392	1	< 0.1%
646339	1	< 0.1%

bc_open_to_buy
Real number (ℝ)

MISSING ZEROS

Distinct	85911
Distinct (%)	4.8%
Missing	67751
Missing (%)	3.6%
Infinite	0
Infinite (%)	0.0%
Mean	11065.92094

Minimum	0
Maximum	605996
Zeros	27132
Zeros (%)	1.5%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	150
Q1	1631
median	5196
Q3	13650
95-th percentile	41942.4
Maximum	605996
Range	605996
Interquartile range (IQR)	12019

Descriptive statistics

Standard deviation	16354.2858
Coefficient of variation (CV)	1.477896499
Kurtosis	26.93787156
Mean	11065.92094
Median Absolute Deviation (MAD)	4377
Skewness	3.7834525
Sum	1.98413401 × 10¹⁰
Variance	267462664.2
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	27132	1.5%
500	1640	0.1%
2000	1593	0.1%
1000	1462	0.1%
3000	1325	0.1%
2500	1190	0.1%
5000	1178	0.1%
1500	1140	0.1%
4000	1017	0.1%
3500	972	0.1%
Other values (85901)	1754364	94.3%
(Missing)	67751	3.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	27132	1.5%
1	305	< 0.1%
2	301	< 0.1%
3	323	< 0.1%
4	336	< 0.1%

Value	Count	Frequency (%)
605996	1	< 0.1%
559912	1	< 0.1%
506507	1	< 0.1%
497445	1	< 0.1%
469679	1	< 0.1%

bc_util
Real number (ℝ)

MISSING ZEROS

Distinct	1475
Distinct (%)	0.1%
Missing	68766
Missing (%)	3.7%
Infinite	0
Infinite (%)	0.0%
Mean	58.15775654

Minimum	0
Maximum	339.6
Zeros	23449
Zeros (%)	1.3%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	7.4
Q1	35.6
median	60.8
Q3	83.5
95-th percentile	97.9
Maximum	339.6
Range	339.6
Interquartile range (IQR)	47.9

Descriptive statistics

Standard deviation	28.71160473
Coefficient of variation (CV)	0.4936848744
Kurtosis	-0.9929293714
Mean	58.15775654
Median Absolute Deviation (MAD)	23.8
Skewness	-0.2870575498
Sum	104218583.4
Variance	824.3562464
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0.0	23449	1.3%
98.0	4980	0.3%
97.0	4691	0.3%
99.0	4611	0.2%
96.0	4526	0.2%
95.0	4202	0.2%
94.0	3992	0.2%
93.0	3813	0.2%
92.0	3695	0.2%
91.0	3563	0.2%
Other values (1465)	1730476	93.0%
(Missing)	68766	3.7%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0.0	23449	1.3%
0.1	1963	0.1%
0.2	1712	0.1%
0.3	1466	0.1%
0.4	1254	0.1%

Value	Count	Frequency (%)
339.6	1	< 0.1%
318.2	1	< 0.1%
255.2	1	< 0.1%
252.3	1	< 0.1%
243.8	1	< 0.1%

chargeoff_within_12_mths
Real number (ℝ)

Distinct	11
Distinct (%)	< 0.1%
Missing	56
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	0.00882083594

Minimum	0
Maximum	10
Zeros	1846057
Zeros (%)	99.2%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	10
Range	10
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.1079027639
Coefficient of variation (CV)	12.23271407
Kurtosis	622.0565764
Mean	0.00882083594
Median Absolute Deviation (MAD)	0
Skewness	18.34613971
Sum	16413
Variance	0.01164300646
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=11)

Value	Count	Frequency (%)
0	1846057	99.2%
1	13385	0.7%
2	987	0.1%
3	168	< 0.1%
4	64	< 0.1%
5	20	< 0.1%
6	12	< 0.1%
7	6	< 0.1%
9	6	< 0.1%
8	2	< 0.1%
(Missing)	56	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1846057	99.2%
1	13385	0.7%
2	987	0.1%
3	168	< 0.1%
4	64	< 0.1%

Value	Count	Frequency (%)
10	1	< 0.1%
9	6	< 0.1%
8	2	< 0.1%
7	6	< 0.1%
6	12	< 0.1%

delinq_amnt
Real number (ℝ)

SKEWED ZEROS

Distinct	2393
Distinct (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	13.51357507

Minimum	0
Maximum	249925
Zeros	1854345
Zeros (%)	99.7%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	249925
Range	249925
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	756.8940889
Coefficient of variation (CV)	56.00990744
Kurtosis	14426.05171
Mean	13.51357507
Median Absolute Deviation (MAD)	0
Skewness	96.64892152
Sum	25145574
Variance	572888.6618
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	1854345	99.7%
25	107	< 0.1%
65000	103	< 0.1%
30	80	< 0.1%
54	66	< 0.1%
53	65	< 0.1%
75	61	< 0.1%
50	58	< 0.1%
56	54	< 0.1%
57	46	< 0.1%
Other values (2383)	5779	0.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1854345	99.7%
1	7	< 0.1%
2	8	< 0.1%
3	11	< 0.1%
4	11	< 0.1%

Value	Count	Frequency (%)
249925	1	< 0.1%
185408	1	< 0.1%
130778	1	< 0.1%
112524	1	< 0.1%
110626	1	< 0.1%

mo_sin_old_il_acct
Real number (ℝ)

Distinct	553
Distinct (%)	< 0.1%
Missing	121143
Missing (%)	6.5%
Infinite	0
Infinite (%)	0.0%
Mean	125.5288704

Minimum	0
Maximum	999
Zeros	15
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	32
Q1	96
median	129
Q3	153
95-th percentile	212
Maximum	999
Range	999
Interquartile range (IQR)	57

Descriptive statistics

Standard deviation	52.91249855
Coefficient of variation (CV)	0.4215165675
Kurtosis	1.872735224
Mean	125.5288704
Median Absolute Deviation (MAD)	27
Skewness	0.3478108818
Sum	218372659
Variance	2799.732503
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
127	20732	1.1%
128	20683	1.1%
130	20644	1.1%
126	20630	1.1%
125	20584	1.1%
129	20574	1.1%
132	20459	1.1%
122	20422	1.1%
124	20333	1.1%
133	20255	1.1%
Other values (543)	1534305	82.5%
(Missing)	121143	6.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	15	< 0.1%
1	440	< 0.1%
2	854	< 0.1%
3	1179	0.1%
4	1358	0.1%

Value	Count	Frequency (%)
999	2	< 0.1%
822	1	< 0.1%
808	1	< 0.1%
724	1	< 0.1%
720	1	< 0.1%

mo_sin_old_rev_tl_op
Real number (ℝ)

Distinct	776
Distinct (%)	< 0.1%
Missing	67528
Missing (%)	3.6%
Infinite	0
Infinite (%)	0.0%
Mean	180.629118

Minimum	1
Maximum	909
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	1
5-th percentile	50
Q1	116
median	163
Q3	230
95-th percentile	366
Maximum	909
Range	908
Interquartile range (IQR)	114

Descriptive statistics

Standard deviation	95.82350905
Coefficient of variation (CV)	0.5304986822
Kurtosis	1.436257728
Mean	180.629118
Median Absolute Deviation (MAD)	55
Skewness	1.027813721
Sum	323910637
Variance	9182.144887
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
132	10273	0.6%
136	10220	0.5%
131	10086	0.5%
133	10051	0.5%
130	10021	0.5%
134	9980	0.5%
129	9955	0.5%
125	9944	0.5%
135	9943	0.5%
140	9912	0.5%
Other values (766)	1692851	91.0%
(Missing)	67528	3.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
1	1	< 0.1%
2	4	< 0.1%
3	10	< 0.1%
4	15	< 0.1%
5	28	< 0.1%

Value	Count	Frequency (%)
909	1	< 0.1%
902	1	< 0.1%
901	1	< 0.1%
852	1	< 0.1%
851	1	< 0.1%

mo_sin_rcnt_rev_tl_op
Real number (ℝ)

MISSING ZEROS

Distinct	308
Distinct (%)	< 0.1%
Missing	67528
Missing (%)	3.6%
Infinite	0
Infinite (%)	0.0%
Mean	13.50308604

Minimum	0
Maximum	438
Zeros	28167
Zeros (%)	1.5%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	4
median	8
Q3	16
95-th percentile	44
Maximum	438
Range	438
Interquartile range (IQR)	12

Descriptive statistics

Standard deviation	16.83620768
Coefficient of variation (CV)	1.246841473
Kurtosis	21.00809242
Mean	13.50308604
Median Absolute Deviation (MAD)	5
Skewness	3.546393375
Sum	24214220
Variance	283.4578892
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
2	142188	7.6%
3	136119	7.3%
4	123834	6.7%
1	116612	6.3%
5	111030	6.0%
6	98535	5.3%
7	90205	4.8%
8	80371	4.3%
9	71298	3.8%
10	64554	3.5%
Other values (298)	758490	40.8%
(Missing)	67528	3.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	28167	1.5%
1	116612	6.3%
2	142188	7.6%
3	136119	7.3%
4	123834	6.7%

Value	Count	Frequency (%)
438	1	< 0.1%
404	1	< 0.1%
396	1	< 0.1%
382	1	< 0.1%
372	1	< 0.1%

mo_sin_rcnt_tl
Real number (ℝ)

MISSING ZEROS

Distinct	212
Distinct (%)	< 0.1%
Missing	67527
Missing (%)	3.6%
Infinite	0
Infinite (%)	0.0%
Mean	7.989721939

Minimum	0
Maximum	382
Zeros	29156
Zeros (%)	1.6%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	3
median	6
Q3	10
95-th percentile	23
Maximum	382
Range	382
Interquartile range (IQR)	7

Descriptive statistics

Standard deviation	8.850070414
Coefficient of variation (CV)	1.107681905
Kurtosis	42.93878079
Mean	7.989721939
Median Absolute Deviation (MAD)	3
Skewness	4.526002537
Sum	14327465
Variance	78.32374633
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
2	199311	10.7%
3	192514	10.3%
4	170141	9.1%
1	152946	8.2%
5	146761	7.9%
6	126646	6.8%
7	112564	6.0%
8	94910	5.1%
9	78877	4.2%
10	66782	3.6%
Other values (202)	451785	24.3%
(Missing)	67527	3.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	29156	1.6%
1	152946	8.2%
2	199311	10.7%
3	192514	10.3%
4	170141	9.1%

Value	Count	Frequency (%)
382	1	< 0.1%
314	1	< 0.1%
290	1	< 0.1%
289	1	< 0.1%
283	1	< 0.1%

mort_acc
Real number (ℝ)

MISSING ZEROS

Distinct	42
Distinct (%)	< 0.1%
Missing	47281
Missing (%)	2.5%
Infinite	0
Infinite (%)	0.0%
Mean	1.606457298

Minimum	0
Maximum	61
Zeros	748158
Zeros (%)	40.2%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	3
95-th percentile	5
Maximum	61
Range	61
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	1.945065847
Coefficient of variation (CV)	1.210779676
Kurtosis	5.693788831
Mean	1.606457298
Median Absolute Deviation (MAD)	1
Skewness	1.665936959
Sum	2913283
Variance	3.783281149
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=42)

Value	Count	Frequency (%)
0	748158	40.2%
1	319796	17.2%
2	266619	14.3%
3	192011	10.3%
4	127371	6.8%
5	75172	4.0%
6	41415	2.2%
7	21063	1.1%
8	10419	0.6%
9	5277	0.3%
Other values (32)	6182	0.3%
(Missing)	47281	2.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	748158	40.2%
1	319796	17.2%
2	266619	14.3%
3	192011	10.3%
4	127371	6.8%

Value	Count	Frequency (%)
61	1	< 0.1%
51	1	< 0.1%
47	1	< 0.1%
45	1	< 0.1%
37	2	< 0.1%

mths_since_recent_bc
Real number (ℝ)

Distinct	517
Distinct (%)	< 0.1%
Missing	66456
Missing (%)	3.6%
Infinite	0
Infinite (%)	0.0%
Mean	24.14646538

Minimum	0
Maximum	656
Zeros	11325
Zeros (%)	0.6%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	6
median	13
Q3	29
95-th percentile	87
Maximum	656
Range	656
Interquartile range (IQR)	23

Descriptive statistics

Standard deviation	31.34415635
Coefficient of variation (CV)	1.298084662
Kurtosis	20.65386843
Mean	24.14646538
Median Absolute Deviation (MAD)	9
Skewness	3.487864298
Sum	43326196
Variance	982.4561373
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
3	88921	4.8%
2	87213	4.7%
4	84798	4.6%
5	79767	4.3%
6	74414	4.0%
7	70531	3.8%
8	65826	3.5%
9	61128	3.3%
1	59368	3.2%
10	57383	3.1%
Other values (507)	1064959	57.2%
(Missing)	66456	3.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	11325	0.6%
1	59368	3.2%
2	87213	4.7%
3	88921	4.8%
4	84798	4.6%

Value	Count	Frequency (%)
656	1	< 0.1%
639	1	< 0.1%
616	1	< 0.1%
615	1	< 0.1%
612	1	< 0.1%

mths_since_recent_bc_dlq
Real number (ℝ)

Distinct	176
Distinct (%)	< 0.1%
Missing	1424835
Missing (%)	76.6%
Infinite	0
Infinite (%)	0.0%
Mean	39.39710136

Minimum	0
Maximum	202
Zeros	724
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	6
Q1	21
median	37
Q3	58
95-th percentile	77
Maximum	202
Range	202
Interquartile range (IQR)	37

Descriptive statistics

Standard deviation	22.64389351
Coefficient of variation (CV)	0.5747603943
Kurtosis	-0.7039802001
Mean	39.39710136
Median Absolute Deviation (MAD)	18
Skewness	0.3014496513
Sum	17174339
Variance	512.7459135
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
26	6725	0.4%
28	6631	0.4%
25	6583	0.4%
27	6538	0.4%
29	6537	0.4%
19	6537	0.4%
24	6525	0.4%
45	6507	0.3%
30	6505	0.3%
42	6493	0.3%
Other values (166)	370348	19.9%
(Missing)	1424835	76.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	724	< 0.1%
1	2358	0.1%
2	2570	0.1%
3	3501	0.2%
4	4059	0.2%

Value	Count	Frequency (%)
202	1	< 0.1%
198	1	< 0.1%
195	1	< 0.1%
194	1	< 0.1%
191	1	< 0.1%

mths_since_recent_inq
Real number (ℝ)

MISSING ZEROS

Distinct	26
Distinct (%)	< 0.1%
Missing	231502
Missing (%)	12.4%
Infinite	0
Infinite (%)	0.0%
Mean	6.833538743

Minimum	0
Maximum	25
Zeros	144935
Zeros (%)	7.8%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	2
median	5
Q3	10
95-th percentile	19
Maximum	25
Range	25
Interquartile range (IQR)	8

Descriptive statistics

Standard deviation	5.886091783
Coefficient of variation (CV)	0.861353393
Kurtosis	0.08001444571
Mean	6.833538743
Median Absolute Deviation (MAD)	4
Skewness	0.9345546326
Sum	11133625
Variance	34.64607648
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=26)

Value	Count	Frequency (%)
1	182665	9.8%
2	147592	7.9%
0	144935	7.8%
3	133707	7.2%
4	121127	6.5%
5	107240	5.8%
6	95902	5.2%
7	90916	4.9%
8	79865	4.3%
9	69753	3.7%
Other values (16)	455560	24.5%
(Missing)	231502	12.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	144935	7.8%
1	182665	9.8%
2	147592	7.9%
3	133707	7.2%
4	121127	6.5%

Value	Count	Frequency (%)
25	25	< 0.1%
24	7088	0.4%
23	14454	0.8%
22	15525	0.8%
21	17142	0.9%

mths_since_recent_revol_delinq
Real number (ℝ)

Distinct	176
Distinct (%)	< 0.1%
Missing	1242944
Missing (%)	66.8%
Infinite	0
Infinite (%)	0.0%
Mean	35.76925156

Minimum	0
Maximum	202
Zeros	1202
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	5
Q1	17
median	33
Q3	52
95-th percentile	76
Maximum	202
Range	202
Interquartile range (IQR)	35

Descriptive statistics

Standard deviation	22.36557937
Coefficient of variation (CV)	0.6252738986
Kurtosis	-0.564524053
Mean	35.76925156
Median Absolute Deviation (MAD)	17
Skewness	0.4750363461
Sum	22098959
Variance	500.2191407
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
13	11227	0.6%
12	11186	0.6%
14	10822	0.6%
15	10688	0.6%
9	10510	0.6%
19	10399	0.6%
16	10376	0.6%
18	10353	0.6%
17	10265	0.6%
26	10162	0.5%
Other values (166)	511832	27.5%
(Missing)	1242944	66.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1202	0.1%
1	4318	0.2%
2	5013	0.3%
3	6609	0.4%
4	7648	0.4%

Value	Count	Frequency (%)
202	1	< 0.1%
197	1	< 0.1%
190	1	< 0.1%
188	1	< 0.1%
180	1	< 0.1%

num_accts_ever_120_pd
Real number (ℝ)

MISSING ZEROS

Distinct	43
Distinct (%)	< 0.1%
Missing	67527
Missing (%)	3.6%
Infinite	0
Infinite (%)	0.0%
Mean	0.5096822116

Minimum	0
Maximum	51
Zeros	1373922
Zeros (%)	73.8%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	3
Maximum	51
Range	51
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	1.353400391
Coefficient of variation (CV)	2.655380863
Kurtosis	48.67560805
Mean	0.5096822116
Median Absolute Deviation (MAD)	0
Skewness	5.267436571
Sum	913981
Variance	1.831692617
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=43)

Value	Count	Frequency (%)
0	1373922	73.8%
1	224111	12.0%
2	88559	4.8%
3	40956	2.2%
4	24183	1.3%
5	14425	0.8%
6	9357	0.5%
7	5912	0.3%
8	3771	0.2%
9	2473	0.1%
Other values (33)	5568	0.3%
(Missing)	67527	3.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1373922	73.8%
1	224111	12.0%
2	88559	4.8%
3	40956	2.2%
4	24183	1.3%

Value	Count	Frequency (%)
51	1	< 0.1%
45	1	< 0.1%
42	1	< 0.1%
39	2	< 0.1%
38	1	< 0.1%

num_actv_bc_tl
Real number (ℝ)

MISSING ZEROS

Distinct	38
Distinct (%)	< 0.1%
Missing	67527
Missing (%)	3.6%
Infinite	0
Infinite (%)	0.0%
Mean	3.634749339

Minimum	0
Maximum	50
Zeros	41482
Zeros (%)	2.2%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	2
median	3
Q3	5
95-th percentile	8
Maximum	50
Range	50
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	2.284054619
Coefficient of variation (CV)	0.6283939844
Kurtosis	4.555388285
Mean	3.634749339
Median Absolute Deviation (MAD)	1
Skewness	1.453178679
Sum	6517967
Variance	5.216905503
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=38)

Value	Count	Frequency (%)
3	379243	20.4%
2	366865	19.7%
4	293002	15.7%
1	212794	11.4%
5	195764	10.5%
6	122656	6.6%
7	72926	3.9%
8	43473	2.3%
0	41482	2.2%
9	25892	1.4%
Other values (28)	39140	2.1%
(Missing)	67527	3.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	41482	2.2%
1	212794	11.4%
2	366865	19.7%
3	379243	20.4%
4	293002	15.7%

Value	Count	Frequency (%)
50	2	< 0.1%
47	1	< 0.1%
46	1	< 0.1%
45	1	< 0.1%
35	1	< 0.1%

num_actv_rev_tl
Real number (ℝ)

Distinct	57
Distinct (%)	< 0.1%
Missing	67527
Missing (%)	3.6%
Infinite	0
Infinite (%)	0.0%
Mean	5.593914803

Minimum	0
Maximum	72
Zeros	9283
Zeros (%)	0.5%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	3
median	5
Q3	7
95-th percentile	12
Maximum	72
Range	72
Interquartile range (IQR)	4

Descriptive statistics

Standard deviation	3.337361084
Coefficient of variation (CV)	0.5966056333
Kurtosis	4.990278225
Mean	5.593914803
Median Absolute Deviation (MAD)	2
Skewness	1.560594047
Sum	10031215
Variance	11.137979
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
4	275036	14.8%
3	254214	13.7%
5	250154	13.4%
6	204381	11.0%
2	175064	9.4%
7	157110	8.4%
8	115347	6.2%
9	83287	4.5%
1	69485	3.7%
10	58544	3.1%
Other values (47)	150615	8.1%
(Missing)	67527	3.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	9283	0.5%
1	69485	3.7%
2	175064	9.4%
3	254214	13.7%
4	275036	14.8%

Value	Count	Frequency (%)
72	1	< 0.1%
63	1	< 0.1%
60	1	< 0.1%
59	1	< 0.1%
58	1	< 0.1%

num_bc_sats
Real number (ℝ)

MISSING ZEROS

Distinct	58
Distinct (%)	< 0.1%
Missing	55841
Missing (%)	3.0%
Infinite	0
Infinite (%)	0.0%
Mean	4.751564471

Minimum	0
Maximum	63
Zeros	19402
Zeros (%)	1.0%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	3
median	4
Q3	6
95-th percentile	10
Maximum	63
Range	63
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	3.006301021
Coefficient of variation (CV)	0.6326970915
Kurtosis	6.694474641
Mean	4.751564471
Median Absolute Deviation (MAD)	2
Skewness	1.743292693
Sum	8576208
Variance	9.037845829
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
3	313937	16.9%
4	296962	16.0%
2	250475	13.5%
5	238813	12.8%
6	176714	9.5%
7	123662	6.6%
1	120969	6.5%
8	84417	4.5%
9	56980	3.1%
10	38266	2.1%
Other values (48)	103728	5.6%
(Missing)	55841	3.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	19402	1.0%
1	120969	6.5%
2	250475	13.5%
3	313937	16.9%
4	296962	16.0%

Value	Count	Frequency (%)
63	1	< 0.1%
61	1	< 0.1%
59	1	< 0.1%
57	1	< 0.1%
55	1	< 0.1%

num_bc_tl
Real number (ℝ)

Distinct	71
Distinct (%)	< 0.1%
Missing	67527
Missing (%)	3.6%
Infinite	0
Infinite (%)	0.0%
Mean	7.877213664

Minimum	0
Maximum	89
Zeros	4509
Zeros (%)	0.2%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	4
median	7
Q3	10
95-th percentile	17
Maximum	89
Range	89
Interquartile range (IQR)	6

Descriptive statistics

Standard deviation	4.753406792
Coefficient of variation (CV)	0.6034375852
Kurtosis	3.748171578
Mean	7.877213664
Median Absolute Deviation (MAD)	3
Skewness	1.40257735
Sum	14125711
Variance	22.59487613
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
5	185556	10.0%
6	181074	9.7%
4	176236	9.5%
7	167171	9.0%
8	149551	8.0%
3	143773	7.7%
9	127443	6.8%
10	106258	5.7%
2	92871	5.0%
11	87526	4.7%
Other values (61)	375778	20.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	4509	0.2%
1	36820	2.0%
2	92871	5.0%
3	143773	7.7%
4	176236	9.5%

Value	Count	Frequency (%)
89	1	< 0.1%
85	1	< 0.1%
70	2	< 0.1%
68	1	< 0.1%
67	1	< 0.1%

num_il_tl
Real number (ℝ)

MISSING ZEROS

Distinct	120
Distinct (%)	< 0.1%
Missing	67527
Missing (%)	3.6%
Infinite	0
Infinite (%)	0.0%
Mean	8.556453497

Minimum	0
Maximum	159
Zeros	53736
Zeros (%)	2.9%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	3
median	7
Q3	11
95-th percentile	23
Maximum	159
Range	159
Interquartile range (IQR)	8

Descriptive statistics

Standard deviation	7.412515874
Coefficient of variation (CV)	0.8663070367
Kurtosis	7.669179977
Mean	8.556453497
Median Absolute Deviation (MAD)	4
Skewness	2.076069703
Sum	15343749
Variance	54.94539158
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
4	153474	8.2%
3	152574	8.2%
5	146601	7.9%
2	137417	7.4%
6	135373	7.3%
7	121504	6.5%
8	106968	5.7%
1	105070	5.6%
9	92393	5.0%
10	80332	4.3%
Other values (110)	561531	30.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	53736	2.9%
1	105070	5.6%
2	137417	7.4%
3	152574	8.2%
4	153474	8.2%

Value	Count	Frequency (%)
159	1	< 0.1%
150	1	< 0.1%
138	1	< 0.1%
132	1	< 0.1%
131	1	< 0.1%

num_op_rev_tl
Real number (ℝ)

Distinct	78
Distinct (%)	< 0.1%
Missing	67527
Missing (%)	3.6%
Infinite	0
Infinite (%)	0.0%
Mean	8.249805798

Minimum	0
Maximum	83
Zeros	859
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	3
Q1	5
median	7
Q3	10
95-th percentile	17
Maximum	83
Range	83
Interquartile range (IQR)	5

Descriptive statistics

Standard deviation	4.637617591
Coefficient of variation (CV)	0.5621486983
Kurtosis	4.584143697
Mean	8.249805798
Median Absolute Deviation (MAD)	3
Skewness	1.508373784
Sum	14793857
Variance	21.50749692
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
6	194886	10.5%
5	189770	10.2%
7	184235	9.9%
8	164464	8.8%
4	164244	8.8%
9	140478	7.5%
3	117197	6.3%
10	116562	6.3%
11	94752	5.1%
12	76014	4.1%
Other values (68)	350635	18.8%
(Missing)	67527	3.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	859	< 0.1%
1	14427	0.8%
2	61116	3.3%
3	117197	6.3%
4	164244	8.8%

Value	Count	Frequency (%)
83	1	< 0.1%
79	1	< 0.1%
78	1	< 0.1%
77	1	< 0.1%
76	1	< 0.1%

num_rev_accts
Real number (ℝ)

Distinct	114
Distinct (%)	< 0.1%
Missing	67528
Missing (%)	3.6%
Infinite	0
Infinite (%)	0.0%
Mean	14.26241443

Minimum	0
Maximum	128
Zeros	1
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	4
Q1	8
median	13
Q3	18
95-th percentile	30
Maximum	128
Range	128
Interquartile range (IQR)	10

Descriptive statistics

Standard deviation	8.098789256
Coefficient of variation (CV)	0.5678413916
Kurtosis	3.359010329
Mean	14.26241443
Median Absolute Deviation (MAD)	5
Skewness	1.352745931
Sum	25575875
Variance	65.59038742
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10	107525	5.8%
9	106139	5.7%
11	105479	5.7%
8	103260	5.5%
12	101378	5.4%
7	96915	5.2%
13	96285	5.2%
14	89183	4.8%
6	85942	4.6%
15	82840	4.5%
Other values (104)	818290	44.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1	< 0.1%
1	19	< 0.1%
2	15101	0.8%
3	33254	1.8%
4	53012	2.8%

Value	Count	Frequency (%)
128	1	< 0.1%
127	1	< 0.1%
122	1	< 0.1%
121	1	< 0.1%
117	1	< 0.1%

num_rev_tl_bal_gt_0
Real number (ℝ)

Distinct	51
Distinct (%)	< 0.1%
Missing	67527
Missing (%)	3.6%
Infinite	0
Infinite (%)	0.0%
Mean	5.542163139

Minimum	0
Maximum	65
Zeros	9143
Zeros (%)	0.5%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	3
median	5
Q3	7
95-th percentile	12
Maximum	65
Range	65
Interquartile range (IQR)	4

Descriptive statistics

Standard deviation	3.249594357
Coefficient of variation (CV)	0.5863404371
Kurtosis	4.167361993
Mean	5.542163139
Median Absolute Deviation (MAD)	2
Skewness	1.458805847
Sum	9938412
Variance	10.55986349
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
4	277164	14.9%
3	255992	13.8%
5	252214	13.6%
6	205718	11.1%
2	175864	9.5%
7	157728	8.5%
8	115354	6.2%
9	82961	4.5%
1	69351	3.7%
10	57893	3.1%
Other values (41)	142998	7.7%
(Missing)	67527	3.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	9143	0.5%
1	69351	3.7%
2	175864	9.5%
3	255992	13.8%
4	277164	14.9%

Value	Count	Frequency (%)
65	1	< 0.1%
59	1	< 0.1%
58	1	< 0.1%
55	1	< 0.1%
47	1	< 0.1%

num_sats
Real number (ℝ)

Distinct	86
Distinct (%)	< 0.1%
Missing	55841
Missing (%)	3.0%
Infinite	0
Infinite (%)	0.0%
Mean	11.62911714

Minimum	0
Maximum	90
Zeros	38
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	5
Q1	8
median	11
Q3	14
95-th percentile	22
Maximum	90
Range	90
Interquartile range (IQR)	6

Descriptive statistics

Standard deviation	5.58092735
Coefficient of variation (CV)	0.4799098058
Kurtosis	3.39765454
Mean	11.62911714
Median Absolute Deviation (MAD)	3
Skewness	1.312670436
Sum	20989661
Variance	31.14675008
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
9	158266	8.5%
10	153346	8.2%
8	152398	8.2%
11	141927	7.6%
7	137730	7.4%
12	127048	6.8%
6	115245	6.2%
13	110869	6.0%
14	95062	5.1%
5	84647	4.5%
Other values (76)	528385	28.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	38	< 0.1%
1	1099	0.1%
2	7385	0.4%
3	23375	1.3%
4	51801	2.8%

Value	Count	Frequency (%)
90	1	< 0.1%
87	1	< 0.1%
85	1	< 0.1%
84	2	< 0.1%
82	2	< 0.1%

num_tl_120dpd_2m
Real number (ℝ)

MISSING SKEWED ZEROS

Distinct	6
Distinct (%)	< 0.1%
Missing	135637
Missing (%)	7.3%
Infinite	0
Infinite (%)	0.0%
Mean	0.0007176283253

Minimum	0
Maximum	6
Zeros	1723948
Zeros (%)	92.6%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	6
Range	6
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.02837645603
Coefficient of variation (CV)	39.54199553
Kurtosis	3294.741615
Mean	0.0007176283253
Median Absolute Deviation (MAD)	0
Skewness	47.16139638
Sum	1238
Variance	0.0008052232568
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=6)

Value	Count	Frequency (%)
0	1723948	92.6%
1	1130	0.1%
2	43	< 0.1%
3	4	< 0.1%
6	1	< 0.1%
4	1	< 0.1%
(Missing)	135637	7.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1723948	92.6%
1	1130	0.1%
2	43	< 0.1%
3	4	< 0.1%
4	1	< 0.1%

Value	Count	Frequency (%)
6	1	< 0.1%
4	1	< 0.1%
3	4	< 0.1%
2	43	< 0.1%
1	1130	0.1%

num_tl_30dpd
Real number (ℝ)

MISSING SKEWED ZEROS

Distinct	5
Distinct (%)	< 0.1%
Missing	67527
Missing (%)	3.6%
Infinite	0
Infinite (%)	0.0%
Mean	0.003092173539

Minimum	0
Maximum	4
Zeros	1788004
Zeros (%)	96.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	4
Range	4
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.05904534787
Coefficient of variation (CV)	19.09509513
Kurtosis	581.2183374
Mean	0.003092173539
Median Absolute Deviation (MAD)	0
Skewness	21.67442665
Sum	5545
Variance	0.003486353106
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=5)

Value	Count	Frequency (%)
0	1788004	96.1%
1	4964	0.3%
2	233	< 0.1%
3	29	< 0.1%
4	7	< 0.1%
(Missing)	67527	3.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1788004	96.1%
1	4964	0.3%
2	233	< 0.1%
3	29	< 0.1%
4	7	< 0.1%

Value	Count	Frequency (%)
4	7	< 0.1%
3	29	< 0.1%
2	233	< 0.1%
1	4964	0.3%
0	1788004	96.1%

num_tl_90g_dpd_24m
Real number (ℝ)

MISSING ZEROS

Distinct	32
Distinct (%)	< 0.1%
Missing	67527
Missing (%)	3.6%
Infinite	0
Infinite (%)	0.0%
Mean	0.08598807631

Minimum	0
Maximum	42
Zeros	1694150
Zeros (%)	91.0%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	42
Range	42
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.501559491
Coefficient of variation (CV)	5.832895821
Kurtosis	354.9502455
Mean	0.08598807631
Median Absolute Deviation (MAD)	0
Skewness	13.89752367
Sum	154197
Variance	0.251561923
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=32)

Value	Count	Frequency (%)
0	1694150	91.0%
1	74301	4.0%
2	14483	0.8%
3	4027	0.2%
4	2276	0.1%
5	1203	0.1%
6	872	< 0.1%
7	524	< 0.1%
8	409	< 0.1%
9	281	< 0.1%
Other values (22)	711	< 0.1%
(Missing)	67527	3.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1694150	91.0%
1	74301	4.0%
2	14483	0.8%
3	4027	0.2%
4	2276	0.1%

Value	Count	Frequency (%)
42	1	< 0.1%
39	1	< 0.1%
36	1	< 0.1%
30	2	< 0.1%
29	1	< 0.1%

num_tl_op_past_12m
Real number (ℝ)

MISSING ZEROS

Distinct	33
Distinct (%)	< 0.1%
Missing	67527
Missing (%)	3.6%
Infinite	0
Infinite (%)	0.0%
Mean	2.153118634

Minimum	0
Maximum	32
Zeros	315076
Zeros (%)	16.9%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	1
median	2
Q3	3
95-th percentile	6
Maximum	32
Range	32
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	1.853250629
Coefficient of variation (CV)	0.8607285262
Kurtosis	4.648106682
Mean	2.153118634
Median Absolute Deviation (MAD)	1
Skewness	1.486325675
Sum	3861052
Variance	3.434537892
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=33)

Value	Count	Frequency (%)
1	447460	24.0%
2	401182	21.6%
0	315076	16.9%
3	285162	15.3%
4	168601	9.1%
5	84621	4.5%
6	42015	2.3%
7	22726	1.2%
8	11634	0.6%
9	6444	0.3%
Other values (23)	8316	0.4%
(Missing)	67527	3.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	315076	16.9%
1	447460	24.0%
2	401182	21.6%
3	285162	15.3%
4	168601	9.1%

Value	Count	Frequency (%)
32	1	< 0.1%
31	1	< 0.1%
30	2	< 0.1%
29	1	< 0.1%
28	4	< 0.1%

pct_tl_nvr_dlq
Real number (ℝ)

Distinct	676
Distinct (%)	< 0.1%
Missing	67681
Missing (%)	3.6%
Infinite	0
Infinite (%)	0.0%
Mean	94.13214419

Minimum	0
Maximum	100
Zeros	9
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	75
Q1	91.3
median	98.5
Q3	100
95-th percentile	100
Maximum	100
Range	100
Interquartile range (IQR)	8.7

Descriptive statistics

Standard deviation	8.914405693
Coefficient of variation (CV)	0.09470097351
Kurtosis	6.716653744
Mean	94.13214419
Median Absolute Deviation (MAD)	1.5
Skewness	-2.251035041
Sum	168786747.5
Variance	79.46662886
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
100.0	895510	48.1%
90.0	24579	1.3%
95.0	23820	1.3%
96.0	20992	1.1%
90.9	18678	1.0%
91.7	18613	1.0%
92.3	18300	1.0%
88.9	18080	1.0%
92.9	17926	1.0%
87.5	17815	1.0%
Other values (666)	718770	38.6%
(Missing)	67681	3.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0.0	9	< 0.1%
5.0	1	< 0.1%
5.9	1	< 0.1%
6.7	1	< 0.1%
7.1	1	< 0.1%

Value	Count	Frequency (%)
100.0	895510	48.1%
99.4	1	< 0.1%
99.3	1	< 0.1%
99.2	7	< 0.1%
99.1	10	< 0.1%

percent_bc_gt_75
Real number (ℝ)

MISSING ZEROS

Distinct	265
Distinct (%)	< 0.1%
Missing	68191
Missing (%)	3.7%
Infinite	0
Infinite (%)	0.0%
Mean	43.01678216

Minimum	0
Maximum	100
Zeros	478780
Zeros (%)	25.7%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	40
Q3	75
95-th percentile	100
Maximum	100
Range	100
Interquartile range (IQR)	75

Descriptive statistics

Standard deviation	36.18086596
Coefficient of variation (CV)	0.8410872256
Kurtosis	-1.264345127
Mean	43.01678216
Median Absolute Deviation (MAD)	35
Skewness	0.285871217
Sum	77110722.24
Variance	1309.055062
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0.0	478780	25.7%
100.0	310362	16.7%
50.0	193490	10.4%
33.3	121941	6.6%
66.7	112986	6.1%
25.0	80439	4.3%
75.0	64254	3.5%
20.0	52929	2.8%
40.0	46069	2.5%
60.0	40138	2.2%
Other values (255)	291185	15.6%
(Missing)	68191	3.7%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0.0	478780	25.7%
0.14	2	< 0.1%
0.17	1	< 0.1%
0.2	10	< 0.1%
0.25	19	< 0.1%

Value	Count	Frequency (%)
100.0	310362	16.7%
95.8	1	< 0.1%
95.5	2	< 0.1%
95.0	4	< 0.1%
94.7	5	< 0.1%

pub_rec_bankruptcies
Real number (ℝ)

Distinct	12
Distinct (%)	< 0.1%
Missing	697
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	0.1329134918

Minimum	0
Maximum	12
Zeros	1629217
Zeros (%)	87.6%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	12
Range	12
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.3729502281
Coefficient of variation (CV)	2.805962156
Kurtosis	18.91392313
Mean	0.1329134918
Median Absolute Deviation (MAD)	0
Skewness	3.372677474
Sum	247228
Variance	0.1390918727
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=12)

Value	Count	Frequency (%)
0	1629217	87.6%
1	218397	11.7%
2	9725	0.5%
3	1953	0.1%
4	505	< 0.1%
5	177	< 0.1%
6	58	< 0.1%
7	21	< 0.1%
8	9	< 0.1%
9	3	< 0.1%
Other values (2)	2	< 0.1%
(Missing)	697	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1629217	87.6%
1	218397	11.7%
2	9725	0.5%
3	1953	0.1%
4	505	< 0.1%

Value	Count	Frequency (%)
12	1	< 0.1%
11	1	< 0.1%
9	3	< 0.1%
8	9	< 0.1%
7	21	< 0.1%

tax_liens
Real number (ℝ)

SKEWED ZEROS

Distinct	41
Distinct (%)	< 0.1%
Missing	39
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	0.04968385979

Minimum	0
Maximum	85
Zeros	1804142
Zeros (%)	97.0%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	85
Range	85
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.3917672297
Coefficient of variation (CV)	7.885201179
Kurtosis	3595.687946
Mean	0.04968385979
Median Absolute Deviation (MAD)	0
Skewness	33.06942152
Sum	92448
Variance	0.1534815623
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=41)

Value	Count	Frequency (%)
0	1804142	97.0%
1	38282	2.1%
2	10607	0.6%
3	3894	0.2%
4	1755	0.1%
5	900	< 0.1%
6	484	< 0.1%
7	230	< 0.1%
8	127	< 0.1%
9	89	< 0.1%
Other values (31)	215	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1804142	97.0%
1	38282	2.1%
2	10607	0.6%
3	3894	0.2%
4	1755	0.1%

Value	Count	Frequency (%)
85	1	< 0.1%
63	1	< 0.1%
61	2	< 0.1%
53	1	< 0.1%
52	1	< 0.1%

tot_hi_cred_lim
Real number (ℝ)

Distinct	492082
Distinct (%)	27.4%
Missing	67527
Missing (%)	3.6%
Infinite	0
Infinite (%)	0.0%
Mean	177177.251

Minimum	0
Maximum	9999999
Zeros	45
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	18900
Q1	50400
median	114094
Q3	256176
95-th percentile	506470.2
Maximum	9999999
Range	9999999
Interquartile range (IQR)	205776

Descriptive statistics

Standard deviation	180529.7564
Coefficient of variation (CV)	1.01892176
Kurtosis	96.04083929
Mean	177177.251
Median Absolute Deviation (MAD)	78903
Skewness	4.039018727
Sum	3.17720802 × 10¹¹
Variance	3.259099293 × 10¹⁰
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
12500	580	< 0.1%
15500	576	< 0.1%
16500	575	< 0.1%
15000	570	< 0.1%
13500	555	< 0.1%
19000	555	< 0.1%
16000	548	< 0.1%
13000	548	< 0.1%
17500	546	< 0.1%
10000	546	< 0.1%
Other values (492072)	1787638	96.1%
(Missing)	67527	3.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	45	< 0.1%
200	8	< 0.1%
300	23	< 0.1%
400	2	< 0.1%
500	52	< 0.1%

Value	Count	Frequency (%)
9999999	14	< 0.1%
9375662	1	< 0.1%
8700253	1	< 0.1%
8592561	1	< 0.1%
5915440	1	< 0.1%

total_bal_ex_mort
Real number (ℝ)

Distinct	199183
Distinct (%)	11.0%
Missing	47281
Missing (%)	2.5%
Infinite	0
Infinite (%)	0.0%
Mean	50474.96238

Minimum	0
Maximum	3408095
Zeros	1200
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	6637
Q1	20862
median	37616
Q3	63621
95-th percentile	136629.9
Maximum	3408095
Range	3408095
Interquartile range (IQR)	42759

Descriptive statistics

Standard deviation	49036.7398
Coefficient of variation (CV)	0.9715062178
Kurtosis	60.70223425
Mean	50474.96238
Median Absolute Deviation (MAD)	19662
Skewness	4.14656316
Sum	9.153548621 × 10¹⁰
Variance	2404601850
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	1200	0.1%
25529	49	< 0.1%
34058	49	< 0.1%
19095	49	< 0.1%
16053	48	< 0.1%
28171	48	< 0.1%
23068	48	< 0.1%
20346	47	< 0.1%
21168	47	< 0.1%
20275	47	< 0.1%
Other values (199173)	1811851	97.4%
(Missing)	47281	2.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1200	0.1%
1	20	< 0.1%
2	20	< 0.1%
3	25	< 0.1%
4	12	< 0.1%

Value	Count	Frequency (%)
3408095	1	< 0.1%
2921551	1	< 0.1%
2688920	1	< 0.1%
2644442	1	< 0.1%
1924200	1	< 0.1%

total_bc_limit
Real number (ℝ)

MISSING ZEROS

Distinct	18844
Distinct (%)	1.0%
Missing	47281
Missing (%)	2.5%
Infinite	0
Infinite (%)	0.0%
Mean	22540.62774

Minimum	0
Maximum	1569000
Zeros	20910
Zeros (%)	1.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	2300
Q1	8000
median	15800
Q3	29400
95-th percentile	65600
Maximum	1569000
Range	1569000
Interquartile range (IQR)	21400

Descriptive statistics

Standard deviation	22511.9967
Coefficient of variation (CV)	0.998729803
Kurtosis	36.1443242
Mean	22540.62774
Median Absolute Deviation (MAD)	9300
Skewness	3.105835651
Sum	4.087704521 × 10¹⁰
Variance	506789995.4
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	20910	1.1%
5000	14348	0.8%
6000	12772	0.7%
10000	12192	0.7%
7000	12143	0.7%
4000	11845	0.6%
8000	11765	0.6%
3000	11676	0.6%
7500	11399	0.6%
9000	11046	0.6%
Other values (18834)	1683387	90.5%
(Missing)	47281	2.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	20910	1.1%
100	16	< 0.1%
200	219	< 0.1%
250	5	< 0.1%
251	1	< 0.1%

Value	Count	Frequency (%)
1569000	1	< 0.1%
1105500	1	< 0.1%
1090700	1	< 0.1%
1058000	1	< 0.1%
760000	1	< 0.1%

total_il_high_credit_limit
Real number (ℝ)

MISSING ZEROS

Distinct	182128
Distinct (%)	10.2%
Missing	67527
Missing (%)	3.6%
Infinite	0
Infinite (%)	0.0%
Mean	43203.16921

Minimum	0
Maximum	2101913
Zeros	214223
Zeros (%)	11.5%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	15000
median	32400
Q3	58052
95-th percentile	123405
Maximum	2101913
Range	2101913
Interquartile range (IQR)	43052

Descriptive statistics

Standard deviation	44380.50065
Coefficient of variation (CV)	1.027251043
Kurtosis	27.61990287
Mean	43203.16921
Median Absolute Deviation (MAD)	20400
Skewness	3.093542637
Sum	7.747352155 × 10¹⁰
Variance	1969628838
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	214223	11.5%
10000	10724	0.6%
15000	8309	0.4%
20000	6744	0.4%
5000	6598	0.4%
12000	5202	0.3%
25000	5050	0.3%
6000	4428	0.2%
8000	4103	0.2%
7000	2773	0.1%
Other values (182118)	1525083	82.0%
(Missing)	67527	3.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	214223	11.5%
36	1	< 0.1%
49	1	< 0.1%
59	1	< 0.1%
75	1	< 0.1%

Value	Count	Frequency (%)
2101913	1	< 0.1%
2000000	1	< 0.1%
1736064	1	< 0.1%
1665437	1	< 0.1%
1650162	1	< 0.1%

revol_bal_joint
Real number (ℝ)

Distinct	39392
Distinct (%)	67.1%
Missing	1802095
Missing (%)	96.8%
Infinite	0
Infinite (%)	0.0%
Mean	32795.1955

Minimum	0
Maximum	802982
Zeros	73
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	4906.4
Q1	14349
median	25451
Q3	42523
95-th percentile	84998.8
Maximum	802982
Range	802982
Interquartile range (IQR)	28174

Descriptive statistics

Standard deviation	28390.19917
Coefficient of variation (CV)	0.8656816566
Kurtosis	23.31008643
Mean	32795.1955
Median Absolute Deviation (MAD)	13013
Skewness	2.987603724
Sum	1924061325
Variance	806003409
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	73	< 0.1%
22157	8	< 0.1%
13053	8	< 0.1%
21280	7	< 0.1%
15105	7	< 0.1%
16111	7	< 0.1%
8263	7	< 0.1%
9004	7	< 0.1%
11549	7	< 0.1%
18440	7	< 0.1%
Other values (39382)	58531	3.1%
(Missing)	1802095	96.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	73	< 0.1%
2	1	< 0.1%
3	1	< 0.1%
5	1	< 0.1%
8	2	< 0.1%

Value	Count	Frequency (%)
802982	1	< 0.1%
473339	1	< 0.1%
426860	1	< 0.1%
399139	1	< 0.1%
384404	1	< 0.1%

sec_app_fico_range_low
Real number (ℝ)

Distinct	61
Distinct (%)	0.1%
Missing	1802094
Missing (%)	96.8%
Infinite	0
Infinite (%)	0.0%
Mean	669.7322311

Minimum	540
Maximum	840
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	540
5-th percentile	595
Q1	645
median	670
Q3	695
95-th percentile	750
Maximum	840
Range	300
Interquartile range (IQR)	50

Descriptive statistics

Standard deviation	45.46756517
Coefficient of variation (CV)	0.06788916982
Kurtosis	0.5815893412
Mean	669.7322311
Median Absolute Deviation (MAD)	25
Skewness	0.1065683629
Sum	39293190
Variance	2067.299483
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
670	3265	0.2%
665	3192	0.2%
660	3091	0.2%
675	3026	0.2%
680	2800	0.2%
655	2786	0.1%
650	2740	0.1%
690	2482	0.1%
685	2434	0.1%
645	2282	0.1%
Other values (51)	30572	1.6%
(Missing)	1802094	96.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
540	167	< 0.1%
545	138	< 0.1%
550	159	< 0.1%
555	205	< 0.1%
560	206	< 0.1%

Value	Count	Frequency (%)
840	4	< 0.1%
835	6	< 0.1%
830	19	< 0.1%
825	21	< 0.1%
820	30	< 0.1%

sec_app_fico_range_high
Real number (ℝ)

Distinct	61
Distinct (%)	0.1%
Missing	1802094
Missing (%)	96.8%
Infinite	0
Infinite (%)	0.0%
Mean	673.7322311

Minimum	544
Maximum	844
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	544
5-th percentile	599
Q1	649
median	674
Q3	699
95-th percentile	754
Maximum	844
Range	300
Interquartile range (IQR)	50

Descriptive statistics

Standard deviation	45.46756517
Coefficient of variation (CV)	0.0674861066
Kurtosis	0.5815893412
Mean	673.7322311
Median Absolute Deviation (MAD)	25
Skewness	0.1065683629
Sum	39527870
Variance	2067.299483
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
674	3265	0.2%
669	3192	0.2%
664	3091	0.2%
679	3026	0.2%
684	2800	0.2%
659	2786	0.1%
654	2740	0.1%
694	2482	0.1%
689	2434	0.1%
649	2282	0.1%
Other values (51)	30572	1.6%
(Missing)	1802094	96.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
544	167	< 0.1%
549	138	< 0.1%
554	159	< 0.1%
559	205	< 0.1%
564	206	< 0.1%

Value	Count	Frequency (%)
844	4	< 0.1%
839	6	< 0.1%
834	19	< 0.1%
829	21	< 0.1%
824	30	< 0.1%

sec_app_earliest_cr_line
Categorical

HIGH CARDINALITY MISSING

Distinct	638
Distinct (%)	1.1%
Missing	1802094
Missing (%)	96.8%
Memory size	14.2 MiB

Aug-2006	553
Aug-2005	542
Sep-2005	501
Sep-2006	491
Mar-2006	472
Other values (633)	56111

Overview
Categories

Unique

Unique	49 ?
Unique (%)	0.1%

Sample

1st row	May-2008
2nd row	Jun-2005
3rd row	Aug-2002
4th row	Jul-2011
5th row	Nov-2004

Common Values

Value	Count	Frequency (%)
Aug-2006	553	< 0.1%
Aug-2005	542	< 0.1%
Sep-2005	501	< 0.1%
Sep-2006	491	< 0.1%
Mar-2006	472	< 0.1%
Sep-2004	463	< 0.1%
Aug-2007	450	< 0.1%
Jul-2006	450	< 0.1%
Oct-2005	447	< 0.1%
Jun-2006	443	< 0.1%
Other values (628)	53858	2.9%
(Missing)	1802094	96.8%

sec_app_inq_last_6mths
Real number (ℝ)

MISSING ZEROS

Distinct	7
Distinct (%)	< 0.1%
Missing	1802094
Missing (%)	96.8%
Infinite	0
Infinite (%)	0.0%
Mean	0.6971365263

Minimum	0
Maximum	6
Zeros	33743
Zeros (%)	1.8%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	1
95-th percentile	3
Maximum	6
Range	6
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	1.043264757
Coefficient of variation (CV)	1.496499921
Kurtosis	4.316547881
Mean	0.6971365263
Median Absolute Deviation (MAD)	0
Skewness	1.928539996
Sum	40901
Variance	1.088401352
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=7)

Value	Count	Frequency (%)
0	33743	1.8%
1	15258	0.8%
2	5798	0.3%
3	2262	0.1%
4	980	0.1%
5	433	< 0.1%
6	196	< 0.1%
(Missing)	1802094	96.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	33743	1.8%
1	15258	0.8%
2	5798	0.3%
3	2262	0.1%
4	980	0.1%

Value	Count	Frequency (%)
6	196	< 0.1%
5	433	< 0.1%
4	980	0.1%
3	2262	0.1%
2	5798	0.3%

sec_app_mort_acc
Real number (ℝ)

MISSING ZEROS

Distinct	20
Distinct (%)	< 0.1%
Missing	1802094
Missing (%)	96.8%
Infinite	0
Infinite (%)	0.0%
Mean	1.615936595

Minimum	0
Maximum	27
Zeros	22120
Zeros (%)	1.2%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	3
95-th percentile	5
Maximum	27
Range	27
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	1.814248619
Coefficient of variation (CV)	1.122722652
Kurtosis	3.153496845
Mean	1.615936595
Median Absolute Deviation (MAD)	1
Skewness	1.403690897
Sum	94807
Variance	3.291498053
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=20)

Value	Count	Frequency (%)
0	22120	1.2%
1	11310	0.6%
2	9668	0.5%
3	6825	0.4%
4	4188	0.2%
5	2363	0.1%
6	1216	0.1%
7	511	< 0.1%
8	246	< 0.1%
9	120	< 0.1%
Other values (10)	103	< 0.1%
(Missing)	1802094	96.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	22120	1.2%
1	11310	0.6%
2	9668	0.5%
3	6825	0.4%
4	4188	0.2%

Value	Count	Frequency (%)
27	1	< 0.1%
18	2	< 0.1%
17	1	< 0.1%
16	1	< 0.1%
15	5	< 0.1%

sec_app_open_acc
Real number (ℝ)

Distinct	63
Distinct (%)	0.1%
Missing	1802094
Missing (%)	96.8%
Infinite	0
Infinite (%)	0.0%
Mean	11.28704619

Minimum	0
Maximum	82
Zeros	62
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	3
Q1	7
median	10
Q3	15
95-th percentile	23
Maximum	82
Range	82
Interquartile range (IQR)	8

Descriptive statistics

Standard deviation	6.526584791
Coefficient of variation (CV)	0.5782367398
Kurtosis	2.590152449
Mean	11.28704619
Median Absolute Deviation (MAD)	4
Skewness	1.195749002
Sum	662211
Variance	42.59630904
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
8	4251	0.2%
9	4242	0.2%
7	4076	0.2%
10	3975	0.2%
6	3834	0.2%
11	3679	0.2%
12	3416	0.2%
5	3294	0.2%
13	3121	0.2%
4	2732	0.1%
Other values (53)	22050	1.2%
(Missing)	1802094	96.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	62	< 0.1%
1	761	< 0.1%
2	1386	0.1%
3	2126	0.1%
4	2732	0.1%

Value	Count	Frequency (%)
82	1	< 0.1%
66	1	< 0.1%
61	1	< 0.1%
59	1	< 0.1%
58	1	< 0.1%

sec_app_revol_util
Real number (ℝ)

Distinct	1176
Distinct (%)	2.0%
Missing	1803076
Missing (%)	96.9%
Infinite	0
Infinite (%)	0.0%
Mean	56.16235266

Minimum	0
Maximum	434.3
Zeros	776
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	9.4
Q1	36.7
median	58
Q3	77.4
95-th percentile	95.7
Maximum	434.3
Range	434.3
Interquartile range (IQR)	40.7

Descriptive statistics

Standard deviation	26.47530971
Coefficient of variation (CV)	0.4714067068
Kurtosis	-0.01359461723
Mean	56.16235266
Median Absolute Deviation (MAD)	20.3
Skewness	-0.1662574295
Sum	3239893.8
Variance	700.9420243
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0.0	776	< 0.1%
58.3	97	< 0.1%
60.2	91	< 0.1%
61.9	91	< 0.1%
57.9	90	< 0.1%
47.0	90	< 0.1%
64.9	90	< 0.1%
81.3	89	< 0.1%
81.8	89	< 0.1%
62.1	89	< 0.1%
Other values (1166)	56096	3.0%
(Missing)	1803076	96.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0.0	776	< 0.1%
0.1	43	< 0.1%
0.2	35	< 0.1%
0.3	28	< 0.1%
0.4	26	< 0.1%

Value	Count	Frequency (%)
434.3	1	< 0.1%
235.3	1	< 0.1%
212.6	1	< 0.1%
182.5	1	< 0.1%
165.2	1	< 0.1%

sec_app_open_act_il
Real number (ℝ)

Distinct	39
Distinct (%)	0.1%
Missing	1802094
Missing (%)	96.8%
Infinite	0
Infinite (%)	0.0%
Mean	2.973615136

Minimum	0
Maximum	46
Zeros	7724
Zeros (%)	0.4%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	1
median	2
Q3	4
95-th percentile	9
Maximum	46
Range	46
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	3.224706362
Coefficient of variation (CV)	1.084439719
Kurtosis	12.68511122
Mean	2.973615136
Median Absolute Deviation (MAD)	1
Skewness	2.87895118
Sum	174462
Variance	10.39873112
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=39)

Value	Count	Frequency (%)
1	13052	0.7%
2	12759	0.7%
3	9138	0.5%
0	7724	0.4%
4	5485	0.3%
5	3119	0.2%
6	1910	0.1%
7	1299	0.1%
8	809	< 0.1%
9	676	< 0.1%
Other values (29)	2699	0.1%
(Missing)	1802094	96.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	7724	0.4%
1	13052	0.7%
2	12759	0.7%
3	9138	0.5%
4	5485	0.3%

Value	Count	Frequency (%)
46	1	< 0.1%
39	2	< 0.1%
38	1	< 0.1%
36	1	< 0.1%
35	1	< 0.1%

sec_app_num_rev_accts
Real number (ℝ)

Distinct	78
Distinct (%)	0.1%
Missing	1802094
Missing (%)	96.8%
Infinite	0
Infinite (%)	0.0%
Mean	12.58118289

Minimum	0
Maximum	97
Zeros	281
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	3
Q1	7
median	11
Q3	17
95-th percentile	28
Maximum	97
Range	97
Interquartile range (IQR)	10

Descriptive statistics

Standard deviation	8.218563268
Coefficient of variation (CV)	0.6532424925
Kurtosis	3.963395387
Mean	12.58118289
Median Absolute Deviation (MAD)	5
Skewness	1.452251382
Sum	738138
Variance	67.54478218
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
8	3583	0.2%
7	3554	0.2%
9	3510	0.2%
10	3363	0.2%
6	3340	0.2%
11	3242	0.2%
5	3078	0.2%
12	3060	0.2%
13	2728	0.1%
4	2704	0.1%
Other values (68)	26508	1.4%
(Missing)	1802094	96.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	281	< 0.1%
1	900	< 0.1%
2	1488	0.1%
3	2115	0.1%
4	2704	0.1%

Value	Count	Frequency (%)
97	1	< 0.1%
96	1	< 0.1%
95	1	< 0.1%
92	1	< 0.1%
90	1	< 0.1%

sec_app_chargeoff_within_12_mths
Real number (ℝ)

MISSING ZEROS

Distinct	19
Distinct (%)	< 0.1%
Missing	1802094
Missing (%)	96.8%
Infinite	0
Infinite (%)	0.0%
Mean	0.04714504858

Minimum	0
Maximum	20
Zeros	57076
Zeros (%)	3.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	20
Range	20
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.4156838618
Coefficient of variation (CV)	8.817126598
Kurtosis	549.6020483
Mean	0.04714504858
Median Absolute Deviation (MAD)	0
Skewness	19.1965159
Sum	2766
Variance	0.1727930729
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=19)

Value	Count	Frequency (%)
0	57076	3.1%
1	1142	0.1%
2	225	< 0.1%
3	85	< 0.1%
4	47	< 0.1%
5	35	< 0.1%
6	13	< 0.1%
7	11	< 0.1%
10	9	< 0.1%
8	8	< 0.1%
Other values (9)	19	< 0.1%
(Missing)	1802094	96.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	57076	3.1%
1	1142	0.1%
2	225	< 0.1%
3	85	< 0.1%
4	47	< 0.1%

Value	Count	Frequency (%)
20	1	< 0.1%
18	1	< 0.1%
17	2	< 0.1%
16	1	< 0.1%
15	1	< 0.1%

sec_app_collections_12_mths_ex_med
Real number (ℝ)

MISSING ZEROS

Distinct	15
Distinct (%)	< 0.1%
Missing	1802094
Missing (%)	96.8%
Infinite	0
Infinite (%)	0.0%
Mean	0.08016021817

Minimum	0
Maximum	16
Zeros	55186
Zeros (%)	3.0%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	16
Range	16
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.4130597109
Coefficient of variation (CV)	5.15292648
Kurtosis	258.4009047
Mean	0.08016021817
Median Absolute Deviation (MAD)	0
Skewness	11.91498405
Sum	4703
Variance	0.1706183247
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=15)

Value	Count	Frequency (%)
0	55186	3.0%
1	2817	0.2%
2	442	< 0.1%
3	120	< 0.1%
4	43	< 0.1%
5	18	< 0.1%
6	12	< 0.1%
8	10	< 0.1%
10	7	< 0.1%
11	5	< 0.1%
Other values (5)	10	< 0.1%
(Missing)	1802094	96.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	55186	3.0%
1	2817	0.2%
2	442	< 0.1%
3	120	< 0.1%
4	43	< 0.1%

Value	Count	Frequency (%)
16	2	< 0.1%
15	1	< 0.1%
12	1	< 0.1%
11	5	< 0.1%
10	7	< 0.1%

hardship_flag
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	9407
Missing (%)	0.5%
Memory size	14.2 MiB

N	1849723
Y	1634

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	N
2nd row	N
3rd row	N
4th row	N
5th row	N

Common Values

Value	Count	Frequency (%)
N	1849723	99.4%
Y	1634	0.1%
(Missing)	9407	0.5%

Common Values (Plot)

hardship_type
Categorical

IMBALANCE MISSING

Distinct	5
Distinct (%)	< 0.1%
Missing	1848057
Missing (%)	99.3%
Memory size	14.2 MiB

INTEREST ONLY-3 MONTHS DEFERRAL	9706
CVD19SKIP	1861
ST0650PV01	1135
DR02INTV01	4
CVD193MO	1

Overview
Categories

Unique

Unique	1 ?
Unique (%)	< 0.1%

Sample

1st row	INTEREST ONLY-3 MONTHS DEFERRAL
2nd row	INTEREST ONLY-3 MONTHS DEFERRAL
3rd row	INTEREST ONLY-3 MONTHS DEFERRAL
4th row	INTEREST ONLY-3 MONTHS DEFERRAL
5th row	INTEREST ONLY-3 MONTHS DEFERRAL

Common Values

Value	Count	Frequency (%)
INTEREST ONLY-3 MONTHS DEFERRAL	9706	0.5%
CVD19SKIP	1861	0.1%
ST0650PV01	1135	0.1%
DR02INTV01	4	< 0.1%
CVD193MO	1	< 0.1%
(Missing)	1848057	99.3%

Common Values (Plot)

hardship_reason
Categorical

Distinct	17
Distinct (%)	0.1%
Missing	1848056
Missing (%)	99.3%
Memory size	14.2 MiB

NATURAL_DISASTER	2369
UNEMPLOYMENT	1905
EXCESSIVE_OBLIGATIONS	1902
INCOMECURT	1779
MEDICAL	1366
Other values (12)	3387

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	INCOME_CURTAILMENT
2nd row	MEDICAL
3rd row	NATURAL_DISASTER
4th row	NATURAL_DISASTER
5th row	INCOME_CURTAILMENT

Common Values

Value	Count	Frequency (%)
NATURAL_DISASTER	2369	0.1%
UNEMPLOYMENT	1905	0.1%
EXCESSIVE_OBLIGATIONS	1902	0.1%
INCOMECURT	1779	0.1%
MEDICAL	1366	0.1%
INCOME_CURTAILMENT	1181	0.1%
REDUCED_HOURS	623	< 0.1%
UNEMPLOYED	375	< 0.1%
DIVORCE	249	< 0.1%
EXCESSOBLI	213	< 0.1%
Other values (7)	746	< 0.1%
(Missing)	1848056	99.3%

hardship_status
Categorical

Distinct	4
Distinct (%)	< 0.1%
Missing	1848057
Missing (%)	99.3%
Memory size	14.2 MiB

COMPLETED	6870
BROKEN	3013
ACTIVE	1635
COMPLETE	1189

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	COMPLETED
2nd row	COMPLETED
3rd row	COMPLETED
4th row	COMPLETED
5th row	COMPLETED

Common Values

Value	Count	Frequency (%)
COMPLETED	6870	0.4%
BROKEN	3013	0.2%
ACTIVE	1635	0.1%
COMPLETE	1189	0.1%
(Missing)	1848057	99.3%

Common Values (Plot)

deferral_term
Real number (ℝ)

Distinct	4
Distinct (%)	< 0.1%
Missing	1848057
Missing (%)	99.3%
Infinite	0
Infinite (%)	0.0%
Mean	2.852994413

Minimum	0
Maximum	4
Zeros	3
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	3
median	3
Q3	3
95-th percentile	3
Maximum	4
Range	4
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.3572233153
Coefficient of variation (CV)	0.1252099597
Kurtosis	2.798332872
Mean	2.852994413
Median Absolute Deviation (MAD)	0
Skewness	-2.045505705
Sum	36253
Variance	0.127608497
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=4)

Value	Count	Frequency (%)
3	10835	0.6%
2	1864	0.1%
4	5	< 0.1%
0	3	< 0.1%
(Missing)	1848057	99.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	3	< 0.1%
2	1864	0.1%
3	10835	0.6%
4	5	< 0.1%

Value	Count	Frequency (%)
4	5	< 0.1%
3	10835	0.6%
2	1864	0.1%
0	3	< 0.1%

hardship_amount
Real number (ℝ)

Distinct	13871
Distinct (%)	62.7%
Missing	1838650
Missing (%)	98.8%
Infinite	0
Infinite (%)	0.0%
Mean	289.7746057

Minimum	0
Maximum	2797.5
Zeros	2070
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	71.8425
median	204.045
Q3	410.975
95-th percentile	893.54
Maximum	2797.5
Range	2797.5
Interquartile range (IQR)	339.1325

Descriptive statistics

Standard deviation	285.920451
Coefficient of variation (CV)	0.9866994739
Kurtosis	2.135875847
Mean	289.7746057
Median Absolute Deviation (MAD)	152.445
Skewness	1.447816815
Sum	6408075.63
Variance	81750.50429
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0.0	2070	0.1%
311.34	16	< 0.1%
326.97	16	< 0.1%
332.1	15	< 0.1%
634.23	15	< 0.1%
352.27	14	< 0.1%
320.05	14	< 0.1%
309.74	14	< 0.1%
346.9	13	< 0.1%
339.79	13	< 0.1%
Other values (13861)	19914	1.1%
(Missing)	1838650	98.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0.0	2070	0.1%
0.13	2	< 0.1%
0.16	2	< 0.1%
0.51	1	< 0.1%
0.52	1	< 0.1%

Value	Count	Frequency (%)
2797.5	1	< 0.1%
2000.0	3	< 0.1%
1793.18	1	< 0.1%
1537.99	1	< 0.1%
1501.0	1	< 0.1%

hardship_start_date
Categorical

Distinct	45
Distinct (%)	0.4%
Missing	1848057
Missing (%)	99.3%
Memory size	14.2 MiB

Sep-2017	2159
Apr-2020	1817
Oct-2017	992
Nov-2017	432
Oct-2018	420
Other values (40)	6887

Overview
Categories

Unique

Unique	3 ?
Unique (%)	< 0.1%

Sample

1st row	May-2017
2nd row	Jun-2017
3rd row	Sep-2017
4th row	Sep-2017
5th row	Sep-2017

Common Values

Value	Count	Frequency (%)
Sep-2017	2159	0.1%
Apr-2020	1817	0.1%
Oct-2017	992	0.1%
Nov-2017	432	< 0.1%
Oct-2018	420	< 0.1%
Aug-2018	391	< 0.1%
Jun-2017	384	< 0.1%
May-2017	361	< 0.1%
Sep-2018	359	< 0.1%
Aug-2017	343	< 0.1%
Other values (35)	5049	0.3%
(Missing)	1848057	99.3%

hardship_end_date
Categorical

Distinct	45
Distinct (%)	0.4%
Missing	1848057
Missing (%)	99.3%
Memory size	14.2 MiB

Dec-2017	1539
Jun-2020	1354
Nov-2017	1223
Jan-2018	685
Dec-2018	408
Other values (40)	7498

Overview
Categories

Unique

Unique	2 ?
Unique (%)	< 0.1%

Sample

1st row	Aug-2017
2nd row	Sep-2017
3rd row	Dec-2017
4th row	Nov-2017
5th row	Dec-2017

Common Values

Value	Count	Frequency (%)
Dec-2017	1539	0.1%
Jun-2020	1354	0.1%
Nov-2017	1223	0.1%
Jan-2018	685	< 0.1%
Dec-2018	408	< 0.1%
Oct-2017	380	< 0.1%
Aug-2017	375	< 0.1%
Feb-2018	368	< 0.1%
Jan-2019	354	< 0.1%
Nov-2018	349	< 0.1%
Other values (35)	5672	0.3%
(Missing)	1848057	99.3%

payment_plan_start_date
Categorical

Distinct	44
Distinct (%)	0.3%
Missing	1848057
Missing (%)	99.3%
Memory size	14.2 MiB

Sep-2017	1530
Oct-2017	1460
Apr-2020	1343
Nov-2017	596
Aug-2018	392
Other values (39)	7386

Overview
Categories

Unique

Unique	1 ?
Unique (%)	< 0.1%

Sample

1st row	May-2017
2nd row	Jul-2017
3rd row	Oct-2017
4th row	Sep-2017
5th row	Oct-2017

Common Values

Value	Count	Frequency (%)
Sep-2017	1530	0.1%
Oct-2017	1460	0.1%
Apr-2020	1343	0.1%
Nov-2017	596	< 0.1%
Aug-2018	392	< 0.1%
Oct-2018	391	< 0.1%
Dec-2017	384	< 0.1%
Jun-2017	377	< 0.1%
Nov-2018	360	< 0.1%
Sep-2018	358	< 0.1%
Other values (34)	5516	0.3%
(Missing)	1848057	99.3%

hardship_length
Real number (ℝ)

Distinct	4
Distinct (%)	< 0.1%
Missing	1848057
Missing (%)	99.3%
Infinite	0
Infinite (%)	0.0%
Mean	2.852994413

Minimum	0
Maximum	4
Zeros	3
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	2
Q1	3
median	3
Q3	3
95-th percentile	3
Maximum	4
Range	4
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.3572233153
Coefficient of variation (CV)	0.1252099597
Kurtosis	2.798332872
Mean	2.852994413
Median Absolute Deviation (MAD)	0
Skewness	-2.045505705
Sum	36253
Variance	0.127608497
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=4)

Value	Count	Frequency (%)
3	10835	0.6%
2	1864	0.1%
4	5	< 0.1%
0	3	< 0.1%
(Missing)	1848057	99.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	3	< 0.1%
2	1864	0.1%
3	10835	0.6%
4	5	< 0.1%

Value	Count	Frequency (%)
4	5	< 0.1%
3	10835	0.6%
2	1864	0.1%
0	3	< 0.1%

hardship_dpd
Real number (ℝ)

Distinct	37
Distinct (%)	0.3%
Missing	1848057
Missing (%)	99.3%
Infinite	0
Infinite (%)	0.0%
Mean	12.28157708

Minimum	0
Maximum	38
Zeros	3647
Zeros (%)	0.2%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	13
Q3	21
95-th percentile	28
Maximum	38
Range	38
Interquartile range (IQR)	21

Descriptive statistics

Standard deviation	9.983949488
Coefficient of variation (CV)	0.8129208016
Kurtosis	-1.40900872
Mean	12.28157708
Median Absolute Deviation (MAD)	10
Skewness	0.07260593275
Sum	156062
Variance	99.67924738
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=37)

Value	Count	Frequency (%)
0	3647	0.2%
26	445	< 0.1%
25	445	< 0.1%
23	423	< 0.1%
11	410	< 0.1%
16	408	< 0.1%
20	397	< 0.1%
22	389	< 0.1%
17	380	< 0.1%
28	377	< 0.1%
Other values (27)	5386	0.3%
(Missing)	1848057	99.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	3647	0.2%
1	86	< 0.1%
2	79	< 0.1%
3	130	< 0.1%
4	103	< 0.1%

Value	Count	Frequency (%)
38	1	< 0.1%
37	1	< 0.1%
34	1	< 0.1%
33	4	< 0.1%
32	6	< 0.1%

hardship_loan_status
Categorical

Distinct	10
Distinct (%)	0.1%
Missing	1848068
Missing (%)	99.3%
Memory size	14.2 MiB

Late (16-30 days)	4371
In Grace Period	2632
Current	2271
ACTIVE	1579
GRACE_CURRENT	573
Other values (5)	1270

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Late (31-120 days)
2nd row	Current
3rd row	In Grace Period
4th row	Current
5th row	Current

Common Values

Value	Count	Frequency (%)
Late (16-30 days)	4371	0.2%
In Grace Period	2632	0.1%
Current	2271	0.1%
ACTIVE	1579	0.1%
GRACE_CURRENT	573	< 0.1%
DELINQUENT	481	< 0.1%
Late (31-120 days)	419	< 0.1%
CURRENT	246	< 0.1%
INCOLLECTION	111	< 0.1%
Issued	13	< 0.1%
(Missing)	1848068	99.3%

Common Values (Plot)

orig_projected_additional_accrued_interest
Real number (ℝ)

Distinct	7749
Distinct (%)	40.2%
Missing	1841486
Missing (%)	99.0%
Infinite	0
Infinite (%)	0.0%
Mean	175.7174051

Minimum	0
Maximum	3466.9
Zeros	10512
Zeros (%)	0.6%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	241.0225
95-th percentile	840.2835
Maximum	3466.9
Range	3466.9
Interquartile range (IQR)	241.0225

Descriptive statistics

Standard deviation	307.7193062
Coefficient of variation (CV)	1.751216995
Kurtosis	8.057675296
Mean	175.7174051
Median Absolute Deviation (MAD)	0
Skewness	2.515918786
Sum	3387480.135
Variance	94691.17138
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0.0	10512	0.6%
209.7	4	< 0.1%
186.9	4	< 0.1%
154.77	4	< 0.1%
137.07	4	< 0.1%
396.99	4	< 0.1%
40.2	4	< 0.1%
449.13	4	< 0.1%
237.78	4	< 0.1%
174.0	4	< 0.1%
Other values (7739)	8730	0.5%
(Missing)	1841486	99.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0.0	10512	0.6%
0.03	1	< 0.1%
0.1	1	< 0.1%
0.16	1	< 0.1%
0.29	1	< 0.1%

Value	Count	Frequency (%)
3466.9	1	< 0.1%
2679.15	1	< 0.1%
2513.04	1	< 0.1%
2486.94	1	< 0.1%
2423.88	1	< 0.1%

hardship_payoff_balance_amount
Real number (ℝ)

Distinct	11596
Distinct (%)	52.4%
Missing	1838650
Missing (%)	98.8%
Infinite	0
Infinite (%)	0.0%
Mean	5776.863386

Minimum	0
Maximum	42135.55
Zeros	10488
Zeros (%)	0.6%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1400.6
Q3	9683.7975
95-th percentile	22896.8295
Maximum	42135.55
Range	42135.55
Interquartile range (IQR)	9683.7975

Descriptive statistics

Standard deviation	7920.627297
Coefficient of variation (CV)	1.371094791
Kurtosis	1.51267513
Mean	5776.863386
Median Absolute Deviation (MAD)	1400.6
Skewness	1.464412173
Sum	127749556.9
Variance	62736336.78
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0.0	10488	0.6%
2825.0	2	< 0.1%
6907.74	2	< 0.1%
1260.64	2	< 0.1%
8552.54	2	< 0.1%
6659.91	2	< 0.1%
10084.98	2	< 0.1%
4335.58	2	< 0.1%
5262.81	2	< 0.1%
10797.54	2	< 0.1%
Other values (11586)	11608	0.6%
(Missing)	1838650	98.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0.0	10488	0.6%
0.01	2	< 0.1%
0.02	2	< 0.1%
0.06	1	< 0.1%
0.14	1	< 0.1%

Value	Count	Frequency (%)
42135.55	1	< 0.1%
40306.41	1	< 0.1%
39746.94	1	< 0.1%
39542.45	1	< 0.1%
39375.38	1	< 0.1%

hardship_last_payment_amount
Real number (ℝ)

Distinct	18226
Distinct (%)	82.4%
Missing	1838650
Missing (%)	98.8%
Infinite	0
Infinite (%)	0.0%
Mean	2227.850193

Minimum	0
Maximum	40270.98
Zeros	44
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	0
5-th percentile	5.9165
Q1	100
median	316.975
Q3	927.29
95-th percentile	13658.3925
Maximum	40270.98
Range	40270.98
Interquartile range (IQR)	827.29

Descriptive statistics

Standard deviation	5224.773951
Coefficient of variation (CV)	2.345208833
Kurtosis	13.77638836
Mean	2227.850193
Median Absolute Deviation (MAD)	264.345
Skewness	3.525899772
Sum	49266679.17
Variance	27298262.83
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
50.0	68	< 0.1%
0.0	44	< 0.1%
100.0	38	< 0.1%
0.02	25	< 0.1%
0.11	22	< 0.1%
0.05	22	< 0.1%
200.0	20	< 0.1%
0.01	19	< 0.1%
0.03	19	< 0.1%
0.07	18	< 0.1%
Other values (18216)	21819	1.2%
(Missing)	1838650	98.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0.0	44	< 0.1%
0.01	19	< 0.1%
0.02	25	< 0.1%
0.03	19	< 0.1%
0.04	16	< 0.1%

Value	Count	Frequency (%)
40270.98	1	< 0.1%
39920.05	1	< 0.1%
39812.17	1	< 0.1%
39594.78	1	< 0.1%
39476.34	1	< 0.1%

debt_settlement_flag
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	14.2 MiB

N	1809589
Y	51175

Overview
Categories

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	N
2nd row	N
3rd row	N
4th row	N
5th row	N

Common Values

Value	Count	Frequency (%)
N	1809589	97.2%
Y	51175	2.8%

Common Values (Plot)

target
Real number (ℝ)

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.07187907763

Minimum	0
Maximum	1
Zeros	1727014
Zeros (%)	92.8%
Negative	0
Negative (%)	0.0%
Memory size	14.2 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	1
Range	1
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.258287653
Coefficient of variation (CV)	3.593363486
Kurtosis	8.989727397
Mean	0.07187907763
Median Absolute Deviation (MAD)	0
Skewness	3.315074318
Sum	133750
Variance	0.06671251168
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=2)

Value	Count	Frequency (%)
0	1727014	92.8%
1	133750	7.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	1727014	92.8%
1	133750	7.2%

Value	Count	Frequency (%)
1	133750	7.2%
0	1727014	92.8%

fico_average
Real number (ℝ)

Distinct	40
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	699.6776974

Minimum	627
Maximum	847.5
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	16.0 MiB

Quantile statistics

Minimum	627
5-th percentile	662
Q1	672
median	692
Q3	717
95-th percentile	767
Maximum	847.5
Range	220.5
Interquartile range (IQR)	45

Descriptive statistics

Standard deviation	32.70799007
Coefficient of variation (CV)	0.04674722403
Kurtosis	1.420076709
Mean	699.6776974
Median Absolute Deviation (MAD)	20
Skewness	1.229140989
Sum	1301935071
Variance	1069.812615
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=40)

Value	Count	Frequency (%)
662.0	159813	8.6%
672.0	155307	8.3%
667.0	154535	8.3%
682.0	139401	7.5%
677.0	139255	7.5%
687.0	123082	6.6%
692.0	119794	6.4%
697.0	107931	5.8%
702.0	101000	5.4%
707.0	91530	4.9%
Other values (30)	569116	30.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
627.0	1	< 0.1%
632.0	1	< 0.1%
662.0	159813	8.6%
667.0	154535	8.3%
672.0	155307	8.3%

Value	Count	Frequency (%)
847.5	306	< 0.1%
842.0	402	< 0.1%
837.0	638	< 0.1%
832.0	1092	0.1%
827.0	1649	0.1%

Overview

Variables

Common Values

Common Values (Plot)

Common Values

Common Values

Common Values

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Common Values

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Common Values (Plot)

Common Values

Common Values

Common Values (Plot)

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Common Values (Plot)

Common Values

Common Values

Common Values (Plot)

Common Values

Common Values (Plot)

Common Values

Common Values

Common Values (Plot)

Common Values

Common Values

Common Values

Common Values

Common Values (Plot)

Common Values

Common Values (Plot)